ASI Homeowners Ins - Heads Up for Snowbirds
 

I recently had my renewal anniversary and contacted TV Insurance to inquire about the ~10% increase this year. The agent explained that inflation as well as a rate increase was the cause.

While I had the agent on the phone, I reviewed my policy and discovered that when originally written 4 years ago, it showed us as full-time residents. I corrected to seasonal and got a small rate bump of 5%.

If I had a loss when I wasn't here, I wonder if the error would have adversely affected my claim.

Just passing it on to other part-time resident that you might want to review you policy.

FWIW

I just received my renewal and will be shopping apples to apples with agencies other the TV Insurance. If anyone has recommendations would like to hear them.

Yes i have a A+++++ rating for State Farm Nathan Thomas agency on 301, 502 S Main St, Wildwood, FL 34785. Asked for Debbie Thomas 352-748-5272
Bundle all your golf cart, cars and homeowner and you will get a good rate apples to apples. also you can adjust the sinkhole and hurricane percentages.
Debbie was a underwriter for state Farm and can steer you in the right direction.
Remember folks the math is; cost vs. risk vs. exposure.
What ever makes you sleep at night, also a umbrella is smart also, we are in a sue happy state!

Farmer's gave us much better rates for same State Farm coverage.