Recommendations of Home Owner's Insurance in TV
 

I'm going to change Home Owner's Insurance. Any recommendations for a
good company that is fair and reasonable?

So far (5 months) allstate has been ok

There are so many variables and pricing schemes, I don't think anyone can really tell you who is fair and reasonable. I think the insurance companies plan it that way.

Stay away from American Integrity. They left me stuck with a leaking roof and tarp for 3 months waiting for their inspector. By the time they rejected the claim I had to start over on finding a roofer, as the first one was tired of waiting and moved on to other jobs.

If possible get one for both car and home, save a few bucks bundling the two.

Chubb Insurance.


Some of the best paper in the industry.


If you don't read the policy, if you don't read exclusion......you get what you pay for.

Kelly Matz, State Farm—low deductible for sinkhole coverage. (352) 661-3456

Check for complaints with the Division of Consumer Services
 

I wouldn't automatically go with the lowest rate. You can check history of complaints for every insurance company in the state.

Complaint Comparison

You would be surprised how bad some companies are.

Four years ago I chose ASI through AAA. They had almost no complaints registered. They have since been bought by Progressive. I have not checked them since though.

We have been with Tower Hill (headquartered, Gainesville) since 2003 to include five homes and five hurricanes, including Charlie. They have been great thru it all.

I agree. We have a bundled policy with AAA South—auto, homeowners, and liability umbrella. We've had one auto claim and one homeowners claim over the years, and their customer service has been superb. We would recommend the agent who put this excellent policy together; however, she's no longer with the company.

how about TV insurance?

TV, The Villages Insurance is an insurance broker. They are like any other insurance broker so sell many different companies insurance. I have found with them Travelers works best for me. 15 years now with Travelers for Home-Auto-Umbrella. Pricing very competitive. One claim in 15 years and the process was very easy.

Good to know! Just got coverage with Tower Hill.

My number one criteria is will they offer a sink hole insurance rider. The mandatory sink hole insurance is minimal and only kicks in when your house is condemned.

I think it is insane to own a home without it.

I will second this suggestion for Tower Hill. They have very competitive rates and high customer service ratings. We went with them as a suggestion to our insurance agent, Brightway Insurance, when we moved to TV last year.