Citizens’ mortgage rates?
 

Has anyone gotten a rate from them recently? Don’t see rates posted online. Thanks

Just did a 15y cash out refi with them last week at 3%, would have been lower but the cash out option raised the rate about .5%.

Very easy to work with and they know the market well, unlike may other banks and CUs.

Just got 2.95% on a 15 yr fixed-I was a little disappointed in that rate as my credit score is 840, but will pay it off as soon as my home sells. They are very nice to do business with and seem to have the process for closing via the mail down pat.

Call them and ask for the mortgage department to get the current rates, I called about 3 weeks ago and they were at 3.1%, from the above comments, looks like it dropped a little. Rates are changing so often, that any info on this site is probably our of date, just give them a call.

What was your term? I was quoted 3.25 for a 30 year.

How recent was 3.25?

My term was much shorter.

Last week

Fake bank . Go to real bank for real rates
2.50 % for 15 year rate . .246 points - refinance. Chase

credit unions usually have better rates

Their rates change daily until you lock them in. Can change several times a day. Looking online they seem to follow other bank rates.

LMCU Credit union
 

We are in process of getting a loan with Lake Michigan Credit Union
2.85 Int rate
5/1 ARM
30 year

I am a veteran and have been quoted
2.25% to 2.35% for a VA streamline
No documentation refinance from several other banks . If you want to compare .

I am a veteran and have been quoted
2.25% to 2.35% for a VA streamline
No documentation refinance from several other banks . If you want to compare .

When we purchased a home 8 years ago, I called Citizens First and was told they could not give me the rate, someone from the mortgage department would call me the next day. I called BB&T (now Truist), they gave me their rate over the phone, they were half a per cent lower than Citizens First.