Talk of The Villages Florida

Talk of The Villages Florida (https://www.talkofthevillages.com/forums/)
-   Contractors and Services (https://www.talkofthevillages.com/forums/contractors-services-91/)
-   -   Universal Property - good, bad, indifferent? (https://www.talkofthevillages.com/forums/contractors-services-91/universal-property-good-bad-indifferent-310747/)

Arctic Fox 09-03-2020 12:13 PM

Universal Property - good, bad, indifferent?
 
I have received a reasonably-priced home insurance quote from Universal Property.

What is your experience of this company?

Thank you

villagetinker 09-03-2020 03:10 PM

OP, if you have a financial advisor, ask them to investigate the company, he should have access to tools that you and I cannot get to. This will tell you the financial stability of the insurance company and their ability to withstand a large scale event (hurricane), Here you will probably get some comments with regard to payments, how quickly people were paid, etd.

Arctic Fox 09-03-2020 07:37 PM

Quote:

Originally Posted by villagetinker (Post 1827790)
OP, if you have a financial advisor, ask them to investigate the company, he should have access to tools that you and I cannot get to. This will tell you the financial stability of the insurance company and their ability to withstand a large scale event (hurricane), Here you will probably get some comments with regard to payments, how quickly people were paid, etd.

Thank you for the suggestion, VT

Bay Kid 09-04-2020 07:54 AM

Pure insurance has fantastic coverage.

davem4616 09-04-2020 09:59 AM

You might want to get a quote from Triple A also....we found their coverage to be exactly what we had, we bundled the home policy with our auto and reduced our total insurance cost by over a third

Carla B 09-04-2020 11:35 AM

We once had Universal Property years ago. It was the only company that would write insurance in our area because the location was hurricane-prone. We never had a claim so can't say how good the policy was but the fact that they were willing to cover properties when no one else would says something about their risk tolerance.

Arctic Fox 09-04-2020 12:48 PM

Quote:

Originally Posted by Bay Kid (Post 1828002)
Pure insurance has fantastic coverage.

Thank you, Bay Kid. Per their website they only seem to cover high-end properties. Our lowly den would not be of interest to them.

Arctic Fox 09-04-2020 12:50 PM

Quote:

Originally Posted by davem4616 (Post 1828073)
You might want to get a quote from Triple A

Thank you, davem

I went to their website, had to enter my zip code on three separate pages then, having filled in all of the details to get a quote, their website crashed. I have no intention of wasting another twenty minutes of my life on them.

Arctic Fox 09-04-2020 12:51 PM

Quote:

Originally Posted by Carla B (Post 1828116)
We once had Universal Property years ago. It was the only company that would write insurance in our area because the location was hurricane-prone. We never had a claim so can't say how good the policy was but the fact that they were willing to cover properties when no one else would says something about their risk tolerance.

Thank you for sharing your experience, Carla B

Bay Kid 09-05-2020 08:54 AM

Quote:

Originally Posted by Arctic Fox (Post 1828142)
Thank you, Bay Kid. Per their website they only seem to cover high-end properties. Our lowly den would not be of interest to them.

Sorry. They were fantastic when my daughters property was hit by a tornado last month.

SharonW 09-06-2020 10:07 PM

Which Company!
 
Universal of North America Or
Universal Property & Casualty

Universal NA is excellent A+ AM Best Company


All times are GMT -5. The time now is 10:49 AM.

Powered by vBulletin® Version 3.8.11
Copyright ©2000 - 2025, vBulletin Solutions Inc.
Search Engine Optimisation provided by DragonByte SEO v2.0.32 (Pro) - vBulletin Mods & Addons Copyright © 2025 DragonByte Technologies Ltd.