Did you receive your Insurance Bill?
 

Nasty surprise. Not unexpected I suppose considering all the major storms across the country this year, but if people are having to live on SS this has to be a major burden for them.

I just payed my bill in September $12 more

not received

Yes, when up due to all fraud roofs replaced. Insurers are NOT going to loose money. They my pay now due to lawsuits but will receive later.

Waiting on ours

Checking with Insurance Agent premium not due till 12/6 increase will be $11.00

My closest friend has just
 

been inspected by her insurance company and granted a new roof she is the 3rd friend of mine to get a new roof . We pay some of the lowest insurance premiums in Florida and worrying about profit loss of insurance companies makes me laugh , insurance companies are consistently investing the premiums that come in every day in hotels , new apartment buildings and whatever . The anger seems to be that some people are getting a new roof and don’t want others to get one .My mother’
used to say I don’t care what the other kids are doing , I’m just concerned about you,many villagers should take that advice AND LAWSUITS, REALLY!! REALLY!!!!

Golf Cart
 

Coverage with Foremost up 20%. Any suggestions??

In my opinion, all the stories about why homeowners insurance rates go up are pure speculation. Even the agents who sell the policies have no clue about why a company will choose to raise a customer's rate by 20 or 30 percent. And, I don't think the agents have any knowledge or power to influence a company's rate. The only way to save money is to shop around for the lowest rate regularly and be willing to change companies. Also, I think that being a loyal customer will not help you. Rather, it will make you a target for premium increases. The industry calls it "price optimization", raising rates on loyal customers because they don't think they will change companies.

ours basically stayed the same....

what was your nasty surprise?

If you recently moved into a home that is around a year old....yes you'll see a huge adjustment from the property being taxed as undeveloped land to developed land in the second year

So get free roof and the rest of us pay for it. :)

Don't know how they can get much higher ! Mine tripled last year before the neighbors all laughed at me for NOT putting in a fraud roof claim with the help of the guy who came to ALL our homes, said he'd "handle it all, inspect the roof, report the damage and the dates (I could not remember any extreme storm in my neighborhood), etc. I and one other would not do it. Neighbors all laughed and said we two would STILL get our insurance raised, but would be the only ones in the neighborhood who did NOT get a new roof for it at least ! Just could not accept such a thing as went on this past summer ! Shameful I think !

That is EXACTLY what my agent (at a VERY popular agency in The Villages) said ! Exactly that. Everyone gets a new roof, but YOU. He said it's everywhere in Florida that is done. To avoid law suits that "could" award what he called "unlimited" court costs, so the companies just roll over to the fake claims, much cheaper. He told me for the roofer, a roof can cost as low a 3K on some houses, much cheaper than court battles.

Hardly went up at all.

My home insurance premium is due early next year and I will be surprised if it isn’t substantially higher, since I’ve heard that so many people have had their 18-20 year old roofs replaced for either no cost or a small deductible!