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Hip roof or not?
Do you like the hip roof design to not?
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On a practical note and I'm not sure if I'm right or not, the hip roof seems like it would handle strong winds better since it has no gables for the wind to catch. |
Yes, Insurance is less.
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The hip roof is the main feature in a Cracker style house like those in The Villages. It is based on the chickee huts used by the Native Americans.
Read the book "Classic Cracker" written by professor Ronald Haase, who was originally from New England but now teaches at the University of Florida, or at least he did when he wrote the book.. |
Not completely true...
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Hip roofs can help earn a wind mitigation discount.
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If more than 90% of your total roof is Hip, you will get the Hip roof credit for Wind Mitigation. Also, homes with hip roofs are typically easier to paint, repair stucco, etc.
If you install gutters it will take more linear feet of gutters. Some Hip roofs will cut down on the attic storage area, dependent on the slope of the roof, size of the home, etc. Most homes in The Villages have a 6/12 pitch. I prefer a Hip roof. Frank D. |
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One of the big findings after Hurricane Andrew is that fewer homes that had hip roofs were destroyed and those that were damaged were damaged less than gable homes. So yes, you are right. It makes a big difference and this is reflected in the insurance premium discount. I would not own a home in a hurricane prone area that wasn't hip roof all around. While TV has not historically taken any major hits, there's always the risk of damage. |
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The hip roof helps mitigate wind “lift”. |
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Since I have spent 20 years of my life living in Florida, I understand that qualifies me as a Cracker. I like that. |
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