DAVES |
08-26-2021 10:18 AM |
Quote:
Originally Posted by MandoMan
(Post 1994614)
“Coverage of BRCA gene testing ultimately depends on your individual medical insurance plan. According a 2011 case studyTrusted Source, most private insurance companies do cover BRCA gene testing for individuals who meet the eligibility criteria. Eligibility criteria varies from plan to plan, but usually includes individuals who are considered high-risk for cancer. However, BRCA coverage does not seem to be as common for individuals enrolled in public insurance plans, such as Medicare and Medicaid. Without insurance, BRCA testing can range from roughly $300 to $5,000 or more, depending on copayments, coinsurance, lab fees, and more.”
BRCA Gene Testing: Candidates, Procedure, Results, Cost & More
Read the article, and you will see that only a very small percentage of women getting mammograms need this test. However, the company is trying to get lots of women to ask for it, even though they don’t need it, because it’s a good money-making scheme.
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There is no question our medical care is a mess. Drs are regularly sued adding to the cost of malpractice insurance-part of their overhead cost. Tests? Many are done and paid for to cover the doctor.
The patients. Well it is covered-SOMEONE OTHER THAN ME IS PAYING FOR IT or, I've paid for it, so I might as well get it
Add to that, self insured, you agree to pay if you need ......... You pay ???? retail, Insurance companies, medicare, medicaid pay half to a third less then what you would be forced to pay.
The accountant staff decides what they will pay for, You want something nontraditional,
You must pay for it. That seems fair to me but surely there will be other OPINIONS.
We say we SCREAM equal medical care for all whether they are paying for it or not. Yet another idea that fails a REALITY test.
Where we are and how we got here
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