Talk of The Villages Florida

Talk of The Villages Florida (https://www.talkofthevillages.com/forums/)
-   The Villages, Florida, General Discussion (https://www.talkofthevillages.com/forums/villages-florida-general-discussion-73/)
-   -   Kin, homeowners insurance (https://www.talkofthevillages.com/forums/villages-florida-general-discussion-73/kin-homeowners-insurance-327420/)

Mpappie 12-19-2021 12:00 PM

Kin, homeowners insurance
 
Received an ad from kin homeowners insurance. Does anyone have any experience with them?

Bjeanj 12-19-2021 01:11 PM

There was a recent thread about this company. If you do a search, you should find it.

Babubhat 12-19-2021 02:05 PM

You will never know if your insurance is good until you file a claim

MrFlorida 12-19-2021 05:10 PM

I use Kin, and so do many of my neighbors....good company, for a free quote to here.....
http://ref.kin.com/michael486

jdulej 12-19-2021 05:38 PM

Quote:

Originally Posted by MrFlorida (Post 2041288)
I use Kin, and so do many of my neighbors....good company, for a free quote to here.....
http://ref.kin.com/michael486

Yes, but as mentioned earlier - until you have a claim processed, you don't really know. I'd like to hear some testimonials (good or bad) about claim processing (if there are any).

Love2Swim 12-19-2021 06:39 PM

I didn't find them to be any cheaper than my existing homeowner's insurance.

asianthree 12-19-2021 09:19 PM

Quote:

Originally Posted by Love2Swim (Post 2041310)
I didn't find them to be any cheaper than my existing homeowner's insurance.

Who are you using? At renewal Many insurance policy’s increased anywhere from 20% to 50%. One of ours went up 61%.

Love2Swim 12-20-2021 06:57 AM

Quote:

Originally Posted by asianthree (Post 2041336)
Who are you using? At renewal Many insurance policy’s increased anywhere from 20% to 50%. One of ours went up 61%.

We get our insurance from AAA - it went up, as did everyone's, so I went to the Kin website based on this forum. The quote they gave me was about $5 cheaper than existing. Our insurance had gone up 28%. We do have a relatively new roof, and no claims, I don't know if that makes a difference.

tammy5912554@gmail.com 12-20-2021 06:59 AM

We use Kin and been very satisfied

Luggage 12-20-2021 07:33 AM

They are an agency. My rates went way up and I switched to people's trust, less coverage less cost

nob77@comcast.net 12-20-2021 07:44 AM

Kin
 
Quote:

Originally Posted by Love2Swim (Post 2041310)
I didn't find them to be any cheaper than my existing homeowner's insurance.

Interesting. Switched to kin in October. With my wind mitigation, my premium decreased by half from St Johns. We shall see when we need to put in a claim.

garylubbes 12-20-2021 07:46 AM

If I remember correctly they only write policies in a very limited number of states. They could be hit hard if Florida has a bad year of hurricanes or hail storms.

Adagio43 12-20-2021 08:21 AM

I have Kin homeowners insurance. Changes to the when my previous company, Coastal, raised the premium by 35%.
The Kin price includes sinkhole coverage as did my former policy. No claims to date but as previous poster said, you don’t really know until you have a claim.

Cliff Fr 12-20-2021 08:37 AM

They are not an insurance company they are an insurance broker.

Love2Swim 12-20-2021 08:54 AM

Quote:

Originally Posted by nob77@comcast.net (Post 2041395)
Interesting. Switched to kin in October. With my wind mitigation, my premium decreased by half from St Johns. We shall see when we need to put in a claim.

Our insurance hadn't gone up as much as many people's have, so maybe we already had a really good rate. At any rate, I checked around with Kin and a few other companies, and couldn't find anything cheaper.


All times are GMT -5. The time now is 06:15 PM.

Powered by vBulletin® Version 3.8.11
Copyright ©2000 - 2025, vBulletin Solutions Inc.
Search Engine Optimisation provided by DragonByte SEO v2.0.32 (Pro) - vBulletin Mods & Addons Copyright © 2025 DragonByte Technologies Ltd.