Talk of The Villages Florida

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-   The Villages, Florida, General Discussion (https://www.talkofthevillages.com/forums/villages-florida-general-discussion-73/)
-   -   Best homeowners insurance co for villages I was referred to villagers they seem high (https://www.talkofthevillages.com/forums/villages-florida-general-discussion-73/best-homeowners-insurance-co-villages-i-referred-villagers-they-seem-high-328588/)

spark291@comcast.net 01-25-2022 11:21 PM

Best homeowners insurance co for villages I was referred to villagers they seem high
 
Homeowners insurance any reference villagers seem high

Topspinmo 01-25-2022 11:34 PM

Quote:

Originally Posted by spark291@comcast.net (Post 2053598)
Homeowners insurance any reference villagers seem high

I shopped around and AAA bundle was best for me.

Garywt 01-26-2022 12:38 AM

We have the Village Ins Co for our house and golf carts. They just dole us our home insurance is going up $57 to $902 for the year because our replacement value was increased. The looked at our gold carts and offered us a new policy which was cheaper but I will not use Progressive for anything so I passed.

Dana1963 01-26-2022 06:22 AM

Quote:

Originally Posted by spark291@comcast.net (Post 2053598)
Homeowners insurance any reference villagers seem high

Try “Southern Insurance Group” (352) 243-9000, Clermont, Fl.
Easy to work with over the phone home, auto, business

dewilson58 01-26-2022 06:24 AM

Quote:

Originally Posted by spark291@comcast.net (Post 2053598)
Homeowners insurance any reference villagers seem high

Do a search on this site, there are threads asking the same question.

laryb 01-27-2022 09:44 AM

Just looked at my new homeowners policy online from Tower Hill. On my next policy renewal in May, my home valuation will go up a little over 7%, and my premium will go up 74%. We've been here 12 years and have never had a claim. I called The Villages Insurance, and they will get back to me to see if there is another company with a better rate, but I don't expect much. Since 2016 my premiums have gone up 300%. We bought the home new, and it will 12 years old in June

kkingston57 01-27-2022 10:22 AM

Quote:

Originally Posted by laryb (Post 2054264)
Just looked at my new homeowners policy online from Tower Hill. On my next policy renewal in May, my home valuation will go up a little over 7%, and my premium will go 74%. We've been here 12 years and have never had a claim. I called The Villages Insurance, and they will get back to me to see if there is another company with a better rate, but I don't expect much. Since 2016 my premiums have gone up 300%. We bought the home new, and it will 12 years old in June

And these rises are going to continue to rise faster than normal inflation, especially if Florida gets hit by a hurricane. Florida dodged a bullet in 2019 when hurricane decimated Freeport.

shut the front door 01-27-2022 10:27 AM

I got quotes from The Villages and Progressive was the best. I then went to Progressive (online) and got the same policy for a few hundred dollars cheaper. If you can't get quotes or apply for insurance online, then pay the extra and have an agency do it for you.

Dana1963 01-27-2022 10:47 AM

Quote:

Originally Posted by shut the front door (Post 2054295)
I got quotes from The Villages and Progressive was the best. I then went to Progressive (online) and got the same policy for a few hundred dollars cheaper. If you can't get quotes or apply for insurance online, then pay the extra and have an agency do it for you.

The Villages Insurance is not your friend.

Babubhat 01-27-2022 11:42 AM

Keep shopping. Need at least 6 quotes. No rhyme or reason for the pricing. Varies wildly. Villages insurance should give you a few choices to start

splashes 01-27-2022 06:07 PM

Try Allstate Been very happy with them service and price

davem4616 01-27-2022 07:15 PM

Quote:

Originally Posted by Topspinmo (Post 2053599)
I shopped around and AAA bundle was best for me.


ditto for me...but will certainly shop around again when the new bills come in

EdFNJ 01-27-2022 07:27 PM

Quote:

Originally Posted by spark291@comcast.net (Post 2053598)
Homeowners insurance any reference villagers seem high

That's like asking "where is the best pizza" or "what is the best flavor ice cream." You will get 1000 "so and so is the best or cheapest." Spend a few hours getting quotes. We had quotes from $700 to $2000 for the identical "apples to apples" coverage for a 2/2 just north of 466A. For us AAA was among the highest amd Travelers was the lowest. Comparing other posters prices without knowing EXACTLY what coverage, size of home, location etc they have is meaningless. Homeowners insurance in FL is a disaster in and of itself.

Garywt 01-27-2022 11:26 PM

Quote:

Originally Posted by laryb (Post 2054264)
Just looked at my new homeowners policy online from Tower Hill. On my next policy renewal in May, my home valuation will go up a little over 7%, and my premium will go up 74%. We've been here 12 years and have never had a claim. I called The Villages Insurance, and they will get back to me to see if there is another company with a better rate, but I don't expect much. Since 2016 my premiums have gone up 300%. We bought the home new, and it will 12 years old in June

Interesting, we are with Tower Hill and as said above, going up $57 this year.

MrFlorida 01-28-2022 09:32 AM

Give KIN insurance a try, good rates, all my neighbors use them. Go here for a free quote :
http://ref.kin.com/michael486


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