Anyone have Medigap G instead of the Advantage plans?
 

We would prefer to have Medigap G instead of any of the Advantage plans. Does anyone in The Villages have G? Is there an issue using it? We would just prefer to select our on doctors and facilities.

If it is standard medicare plus a supplement then usually everything is covered....pick your own doctors/hospitals/no referrals required to go to specialists.
Some might say it costs more....all I know is we have not had to reach in our pocket for ANY procedures.....very major surgeries over the years.....100% covered.

Thanks. However, everything I've read about the villages and medicare plans seem to indicate an Advantage Plan is preferred by medical professionals and facilities in The Villages. Just need to make sure "G" is also accepted.

No. The Villages Health only accepts Medicare Advantage plans. Now, there may be doctors in The Villages not associated with TVH that accept those plans but you’d have to go and ask each one specifically.

You can use the G plan supplement anywhere except The Villages Health System primary care doctors. I have my primary outside of the system but use their specialists. The premiums are higher but as billethkid stated, you don't have to pay for anything after your small deductible is covered and you can be treated anywhere you like. I'm pretty sure that you can't go to Moffit for treatment if you have United Health Care and are part of The Villages health and a lot of times you cannot see a doctor, they set you up with a PA or nurse practitioner.

SHINE - Home

My humble opinion is for you to contact SHINE and get their advice and recommendations. I think you may be confusing medical professionals in the area with those connected with The Villages Healthcare.

What does The Villages Healthcare mean? Is that the clinics? Hospitals?

Google The Villages Health or The Villages Healthcare. And again, SHINE can answer many of your questions.

The Villages Health is a group of clinics with primary care docs. They require specific Advantage plans for patients over age 65.

The hospitals in The Villages and Leesburg are owned by UFHealth. They accept Medicare and many more HMO & PPO insurance plans.

Attached is a list I created with primary care groups in/around The Villages. As far as I know, on this list The Villages Health is the only group that requires specific Advantage plans.

There are many many doctors and clinics throughout The Villages, and also just outside The Villages, that accept Medigap policies. You will not have trouble finding care.

The Villages Health is just one of those many clinics, and it is the only one that does not accept Medigap.

This pertains to The Villages Health. I Agree... I don't think United Healthcare Advantage includes Moffit, but Florida Blue Advantage does include Moffit (and Shands).
If you need to see a medical professional immediately (the same day), you might see a PA or nurse practitioner. You might also see your Primary Physician. It depends on availability. But if you've scheduled an annual (or biannual) physical, you will almost always see your primary care physician... and it will be either a 30 min. or 60 min appointment.

The only thing is the The Village Health Care only takes advantage plans…….but I personally don’t see that as a downside. Other then that Plan G and N are great plans.

I have traditional medicare and UHC as a supplement. My premiums are less than $200 per month and EVERYTHING is covered. No referrals. no co-pays, no deductibles. I can go to any doctor, hospital anywhere in the US. Yes, I can't use the Villages Healthcare for primary doctors, but I can for specialists. My total yearly payout is less than $2400. I bet your deductible, co-pays are more than that. Why wouldn't you get traditional medicare? make no sense to me.

Really? I paid out $183 last year on copays. Makes lots of sense to me.

I have Plan F, which is similar to Plan G, but without the deductible. My parents have it too, as well as my husband, who has many health issues. We have had NO problem getting any medical attention here in the Villages and it sure is nice not having to worry about who is in the plan or not, and whether coverage will be changed mid-year, as can happen with any advantage plan.