Talk of The Villages Florida
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Talk of The Villages Florida (https://www.talkofthevillages.com/forums/)
-   The Villages, Florida, General Discussion (https://www.talkofthevillages.com/forums/villages-florida-general-discussion-73/)
-   -   Credit Freeze? (https://www.talkofthevillages.com/forums/villages-florida-general-discussion-73/credit-freeze-330948/)

Michael G. 04-07-2022 04:19 PM
Credit Freeze?
 
Who has their credit frozen, and is it a good idea?

metoo21 04-07-2022 04:31 PM
Excellent idea. No one can pull a credit report so they can't open any charge accounts.

Ecuadog 04-07-2022 05:41 PM
We do and I think it's a good idea. Just remember that you have to unfreeze it temporarily if you want to apply for some credit.

Bill14564 04-07-2022 05:44 PM
Quote:
Originally Posted by Ecuadog (Post 2081343)
We do and I think it's a good idea. Just remember that you have to unfreeze it temporarily if you want to apply for some credit.
In particular, when you want to purchase a new cell phone. This cost us some time as we looked up the unlock keys.

Babubhat 04-07-2022 05:49 PM
Credit karma alerts you when new account opened. Much less hassle

rjm1cc 04-07-2022 05:55 PM
Yes lock

villagetinker 04-07-2022 06:20 PM
Had a freeze for over 15 years, was only a problem when we went to buy a new car, no problems with phones.

coralway 04-07-2022 06:45 PM
nope - never. No reason to.

Garywt 04-07-2022 06:47 PM
Never heard of it so I would say never.

Mleeja 04-07-2022 07:11 PM
Yup. Just remember to unfreeze if you are making a purchase that requires a credit check. All it takes is one case of stolen identity…

Topspinmo 04-07-2022 07:22 PM
Yes frozen, I don’t buy on credit anymore, so no need for credit check.

Topspinmo 04-07-2022 07:23 PM
Quote:
Originally Posted by coralway (Post 2081362)
nope - never. No reason to.

Yet? :)

Topspinmo 04-07-2022 07:25 PM
Quote:
Originally Posted by Babubhat (Post 2081345)
Credit karma alerts you when new account opened. Much less hassle
Uuuu, account already opened? What I want to avoid. :ho:

KsJayhawkers 04-07-2022 09:54 PM
Absolutely!!! Great protection against identity theft!!

metoo21 04-07-2022 10:41 PM
Quote:
Originally Posted by Topspinmo (Post 2081382)
Uuuu, account already opened? What I want to avoid. :ho:
^^^^^^^^^
Yep. Too late then!


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