Talk of The Villages Florida

Talk of The Villages Florida (https://www.talkofthevillages.com/forums/)
-   The Villages, Florida, Non Villages Discussion (https://www.talkofthevillages.com/forums/villages-florida-non-villages-discussion-93/)
-   -   Home title lock (https://www.talkofthevillages.com/forums/villages-florida-non-villages-discussion-93/home-title-lock-332054/)

New Englander 05-16-2022 10:34 AM

Home title lock
 
I've seen home title lock advertised on TV. Is this a worthwhile thing to do or not worth the cost?

retiredguy123 05-16-2022 10:56 AM

A waste of money.

If you live in Sumter County or Lake County, you can go onto their property appraisal website and register your name and an email address. Then, if there are any transactions using your name, they will send you an email message.

Mrfriendly 05-16-2022 12:26 PM

Quote:

Originally Posted by New Englander (Post 2095951)
I've seen home title lock advertised on TV. Is this a worthwhile thing to do or not worth the cost?

Waste of money. I'm in title ins business over 30yrs in NJ. I agree with Retiredguy123's post. go online to Sumter County and sign up for alerts to anything being recorded to your property.

Babubhat 05-16-2022 02:54 PM

Complete waste of money. See prior post . Sumter county can alert you

JoelJohnson 05-16-2022 03:03 PM

Sumter county can alert you.
Easy to do!

MrFlorida 05-16-2022 03:24 PM

Not only here in Florida, but most states now will alert you if there is any activity on your title. Do a google search for your state.

photo1902 05-16-2022 03:29 PM

It's called a Property Fraud Alert.

This service is offered though the Sumter County Clerk of the Courts, not the property appraisers office.

Property Fraud Alert | Sumter County Clerk of Courts

New Englander 05-16-2022 03:41 PM

Quote:

Originally Posted by retiredguy123 (Post 2095973)
A waste of money.

If you live in Sumter County or Lake County, you can go onto their property appraisal website and register your name and an email address. Then, if there are any transactions using your name, they will send you an email message.

I already did that.

retiredguy123 05-16-2022 03:44 PM

Quote:

Originally Posted by photo1902 (Post 2096036)
It's called a Property Fraud Alert.

This service is offered though the Sumter County Clerk of the Courts, not the property appraisers office.

Property Fraud Alert | Sumter County Clerk of Courts

For Lake County, here is the link. The last time I checked, Marion County doesn't offer the fraud alert service.

Recording Notification Service

MSchad 05-16-2022 07:36 PM

Quote:

Originally Posted by photo1902 (Post 2096036)
It's called a Property Fraud Alert.

This service is offered though the Sumter County Clerk of the Courts, not the property appraisers office.

Property Fraud Alert | Sumter County Clerk of Courts

Below is on their website ???
“This is an ALERT ONLY and the Clerk cannot be held responsible for the recording of false or fraudulent documents
Notifications will only be sent out after documents have been recorded, indexed and verified by our Deputy Clerk's
If you believe that you are a victim of fraud, immediately contact your local Law Enforcement or regional FBI Office for assistance.”

retiredguy123 05-16-2022 07:45 PM

Quote:

Originally Posted by MSchad (Post 2096080)
Below is on their website ???
“This is an ALERT ONLY and the Clerk cannot be held responsible for the recording of false or fraudulent documents
Notifications will only be sent out after documents have been recorded, indexed and verified by our Deputy Clerk's
If you believe that you are a victim of fraud, immediately contact your local Law Enforcement or regional FBI Office for assistance.”

CYA. Kind of like McDonalds telling you the coffee is hot.

RustyN 05-17-2022 05:13 AM

Sumter county free service
 
Although this is not lifelock It is free from The counties and will notify you about certain things. I did this video on how it works on my YouTube channel about The Villages. Hope it helps. https://youtu.be/acuulsSCW24
Quote:

Originally Posted by New Englander (Post 2095951)
I've seen home title lock advertised on TV. Is this a worthwhile thing to do or not worth the cost?


Bay Kid 05-17-2022 06:30 AM

Quote:

Originally Posted by retiredguy123 (Post 2096038)
For Lake County, here is the link. The last time I checked, Marion County doesn't offer the fraud alert service.

Recording Notification Service

Done! Thank you. So easy.

rstebbins 05-17-2022 07:27 AM

Title insurance
 
Hopefully the title insurance industry will make a couple of changes to there procedures that could stop this sort of thing
1. When doing a search for a mortgage call the previous owner to verify actual sale
2. Check the tax stamps on the filing. If it seems low could be a sign of an issue

Thanks for the tip on the fraud alert

debem1@aol.com 05-17-2022 07:59 AM

Quote:

Originally Posted by New Englander (Post 2095951)
I've seen home title lock advertised on TV. Is this a worthwhile thing to do or not worth the cost?

Yes, I do think it is helpful! I had on my home in Lakeland and I have it here. Apparantly, it only takes ONE (1) sheet of paper and they own your house. It's like $14.99 a month.


All times are GMT -5. The time now is 07:44 PM.

Powered by vBulletin® Version 3.8.11
Copyright ©2000 - 2025, vBulletin Solutions Inc.
Search Engine Optimisation provided by DragonByte SEO v2.0.32 (Pro) - vBulletin Mods & Addons Copyright © 2025 DragonByte Technologies Ltd.