golf cart included in rental
 

I am looking to rent my courtyard villa for the first time. This is a long term annual rental and I am also including my golf cart. What do you do to protect yourself and the golf cart before having renter sign a lease? Do you add a special addendum to the contract? I will have insurance on the golf cart. I am more concerned about the liability than the cart. Thank you for any advice.

You can do whatever you want but I have rented my homes not only here but other places in fl most winters . I don’t have a golf cart but I would never ever rent a cart out ,over the years in fl I’ve seen smart lawyers get big settlements on cart crashes I know you’ll get some tips and they most likely work for you but the money you get for it isn’t even worth the wear and tear on it, I have gotten top dollar for winter rental without it good luck

Agree, lot’s of legal minefields. Maybe talk to an attorney, vs getting advice on a web forum.

I also know, when I was renting, I would not consider a place without a golf carts.

IMO I would let them rent there own cart from where ever people rent golf carts from. IMO just another level of liability (what it they get killed or kill somebody) plus chance of cart being abused. IMO As Charles said, smart lawyer’s find ways…

I don’t believe the insurance you have on the Golf cart would extend to your renter. Check with your insurer. Way too much exposure on your part to chance it. Give your renter the names of companies here that rent carts as an option for them.

There are insurers here that cover renters using carts. It's a common thing.

I don’t believe that is accurate. I had a neighbor check this option out unsuccessfully. Do you know which specific insurers provide that coverage?

If you are concerned about your own liability, then don't include the cart in the rental. I think that is the only way to avoid liability for a cart that you own. Even if the renter gets their own insurance, the liability coverage will probably not be high enough to protect you from being sued if they injure someone.

Foremost
 

Foremost will write a rental golf cart policy. Clifford Insurance Agency represents Foremost and will explain requirements. I would also strongly suggest you purchase an umbrella (Excess Liability) to protect your assets. 352-245-5455. Ask for Alicia Clifford

I have golf cart insurance which gives ‘permissive use’ to renters. I always ask renters if they’ve used a GC previously & I leave a copy of TV golf cart advice re use in my villa info book.

My Golf Cart Insurance which includes ‘renters’ having permissive use of my GC is with Progressive, through The Villages Insurance at Sumter Landing. I believe it’s only been in the last few years they started doing it.

Golf cart rental
 

We have a patio villa we rent through Hometown Property Management. They do not allow a golf cart to be part of the rental.
The liability is the reason. I think it is better to let them rent their own cart either from Villages golf carts or numerous other cart rental companies around the Villages. Many deliver and pick up right to the home.

You might also ask about an umbrella policy that covers all your liability. They are cheap.

The other item that is discouraged in a rental is a gas grill. I had neither a golf cart or a gas grill when I rented.

You can have a release prepared and have them sign it but our attorney told us that it wouldn’t protect us in the case of a law suit.

You’re better off liability wise giving them a $10.00 a day golf car credit and letting them rent one. The renter will bring it to the house and pick it up at the end of the rental period.

Also don’t forget if you rent for less than 6 months you’ll need to collect and submit hotel taxes.

We rented ours seasonally for 4 years.