Talk of The Villages Florida

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-   The Villages, Florida, New Members Forum (https://www.talkofthevillages.com/forums/villages-florida-new-members-forum-115/)
-   -   Golf Cart Insurance hike (https://www.talkofthevillages.com/forums/villages-florida-new-members-forum-115/golf-cart-insurance-hike-333454/)

justjim 07-04-2022 10:39 AM

Golf Cart Insurance hike
 
Just got an insurance bill and our golf cart insurance rates went up 42%. I’m not surprised. Anybody else have a similar hike in rate?

Kahuna32162 07-04-2022 10:42 AM

Actually mine, with progressive, went down year to year. $89.

kkingston57 07-04-2022 12:23 PM

Quote:

Originally Posted by Kahuna32162 (Post 2112708)
Actually mine, with progressive, went down year to year. $89.

Sounds low. Make sure you do have adequate liability limits especially if you drive on that bad road, Morse, north of 466

kkingston57 07-04-2022 12:28 PM

I wonder, but do not believe, if they have records regarding accidents in your area.

I believe that Insurance companies do not micro analyze where a person lives to determime coverage. Wonder if they pay out more for drivers who live north of 466 on Morse and are trying to raise rates for drivers in that area. Just a thought.

Babubhat 07-04-2022 04:48 PM

Progressive gave a good rate. Villages insurance will shop for you

Bogie Shooter 07-04-2022 05:59 PM

Quote:

Originally Posted by kkingston57 (Post 2112724)
I wonder, but do not believe, if they have records regarding accidents in your area.

I believe that Insurance companies do not micro analyze where a person lives to determime coverage. Wonder if they pay out more for drivers who live north of 466 on Morse and are trying to raise rates for drivers in that area. Just a thought.

Cart drivers from all over TV drive on Morse. Doesn’t make sense to raise premiums for those in that area.:doh::shrug:

Raywatkins 07-05-2022 04:15 AM

Quote:

Originally Posted by justjim (Post 2112707)
Just got an insurance bill and our golf cart insurance rates went up 42%. I’m not surprised. Anybody else have a similar hike in rate?

Got ours in Apr and it was a few bucks cheaper.
We are with Foremost.

westernrider75 07-05-2022 04:58 AM

we just changed to Progressive through The Villages Insurance and saved over $70 on both carts combined .

randykw 07-05-2022 05:40 AM

Ours went up 10%. $180-$198/yr for two carts.

Babubhat 07-05-2022 05:47 AM

Foremost? The renewal was twice the price of Progressive insurance.

crash 07-05-2022 05:59 AM

Quote:

Originally Posted by justjim (Post 2112707)
Just got an insurance bill and our golf cart insurance rates went up 42%. I’m not surprised. Anybody else have a similar hike in rate?

Wow yes ours went up to $128 a year what will I do. Guess I will just have to drink 4 less beers this year.

Ski Bum 07-05-2022 06:39 AM

Quote:

Originally Posted by Raywatkins (Post 2112812)
Got ours in Apr and it was a few bucks cheaper.
We are with Foremost.

FYI for the landlords out there. Foremost quietly excluded tenants. Just in case you rent your place. Progressive covers them.

Altavia 07-05-2022 07:46 AM

Check the coverage to see if they added things you don't need/want.

OhioBuckeye 07-05-2022 08:08 AM

Yes. Car & house Ins. gas water, electricity interest rates, & everything else you can think of.

wisbad1 07-05-2022 11:05 AM

Quote:

Originally Posted by Babubhat (Post 2112763)
Progressive gave a good rate. Villages insurance will shop for you

We have progressive house insurance, like going through hell dealing with a claim. Tell you one thing and won’t put it in writing then claim never said that. Will be changing asap. Where’s Flo when you need her?


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