Golf Cart issue, help please
 

Wanting to rent a house with a golf cart in the Villages for 2 weeks. However, the house we are wanting doesn't include insurance for the golf cart and I cannot find anywhere locally who will cover us for 2 weeks. So my questions are... do folk drive their carts uninsured, or do most homeowners who rent their homes with golf carts include insurance and we have just been unlucky in finding one that doesn't? Many thanks...