Specialty items such as Fine Jewelry are not covered by homeowner or rental insurance
 

Please check with your insurance provider to verify. Fine jewelry is one of several "specialty items" that are not covered by homeowner or rental insurance. To properly get insurance coverage on all fine jewelry, an appraisal report from a graduate gemologist who is also trained in the art of fine jewelry appraising is required. The appraisal report is then presented to the your insurance provider of choice and a writer or schedule is opened with the insurance company. Please visit my website for additional information about fine jewelry appraisals.