Savings account interest rates
 

Which banks in or near The Villages offer the best rates on a savings account?

Not a bank, but the best rates available are on a Fidelity cash reserves account, 4.75 percent, or a Vanguard cash reserves account, 5.05 percent. Totally liquid and you can get checkwriting, all for free. There is a Fidelity office at Lake Sumter. Both are way better than a bank.

Capital One Bank online currently offers 4.10 % with no minimum balance FDIC insured. Easy to transfer back and forth between your local bank and Capital one.

PNC High Yield at 4.5% and Synchrony on line is High Yield at 4.3%

Do you have a link to the PNC 5.5 percent rate? I couldn't find it.

Getting about 5% on a Rowe Price mm account.

Check out the High Yield Savings Account with American Express

Online banks usually provide higher rates than local banks. Check Mybanc or Synchrony bank online.

I wish I felt differently about investing money online.
My age I guess.

Since we are talking about Savings Rates, 1% (even 2%) difference in rates is immaterial.

Very little $$$ should be sitting in a savings account.

If "you" require Insured dollars in your portfolio, "you" should be laddering CD's....not parking money in a savings account.

If 1-2% are insignificant then why would you bother with a CD unless it had a yield above 6%? Where do you find CD's that are more than 2% above what high yield savings are offering?

Right now Citizen’s Bank is offering a 4.5% interest rate with a $1 minimum deposit. An independent source that scans nearly every available rate is a company called Bank Rate. They gather and organize rates on many investment products.

Bankrate: Guiding you through life's financial journey

Monthly I find the best available rate then, if necessary, move funds. Throughout the course of a year I earn about a week’s worth of “free” groceries for my effort. Is it worth it? Well, there aren’t as many activities that “cost” 15 minutes of computer time for such a handsome return. ������

fund
 

not a bank but look at jepi pays monthly

I second Coralway's post on American Express. They pay 4% with a minimum deposit of $1,000.00

85% invested in stocks.

:1rotfl::1rotfl: