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-   The Villages, Florida, General Discussion (https://www.talkofthevillages.com/forums/villages-florida-general-discussion-73/)
-   -   Homeowners Insurance Again (https://www.talkofthevillages.com/forums/villages-florida-general-discussion-73/homeowners-insurance-again-346031/)

JGVillages 12-11-2023 09:56 AM

Homeowners Insurance Again
 
Sorry to keep beating on this subject but I believe this issue is constantly changing and updating. HOMEOWNER Insurance. My premiums (1940 sq ft designer/new roof 7/20/new water heater 3/19) with Progressive: 2/22 $2032 /
2/23 $3200 / 2/24/ $4600. I do understand there increases are the trend in Florida. Since I will be looking for alternative homeowners quotes I am looking for current renewal experiences that could point me to specific companies and agents. About 4 months ago a TOTV post stated some new insurers were coming to Florida, specifically ORION 180 SELECT INSURANCE, ORION 180 INSURANCE, AND TAILROW INSURANCE. Any experience or insight regarding these and other new insurers would be appreciated.

jebartle 12-11-2023 01:35 PM

Citizens $1939, no new roof, clay tile roof

Randall55 12-11-2023 01:47 PM

Quote:

Originally Posted by JGVillages (Post 2281523)
Sorry to keep beating on this subject but I believe this issue is constantly changing and updating. HOMEOWNER Insurance. My premiums (1940 sq ft designer/new roof 7/20/new water heater 3/19) with Progressive: 2/22 $2032 /
2/23 $3200 / 2/24/ $4600. I do understand there increases are the trend in Florida. Since I will be looking for alternative homeowners quotes I am looking for current renewal experiences that could point me to specific companies and agents. About 4 months ago a TOTV post stated some new insurers were coming to Florida, specifically ORION 180 SELECT INSURANCE, ORION 180 INSURANCE, AND TAILROW INSURANCE. Any experience or insight regarding these and other new insurers would be appreciated.

What year was your house built? Is it frame, concrete block, or tilt wall? Are you near water (lake/pond)? What is the elevation? Have there been sinkholes in your area? Lightning strikes? Have you made any claims? All of these are factors for an insurance quote.

bimmertl 12-11-2023 01:54 PM

Quote:

Originally Posted by jebartle (Post 2281601)
Citizens $1939, no new roof, clay tile roof

Raw numbers are meaningless. Need to know coverage limits, deductibles etc.

Keefelane66 12-11-2023 02:28 PM

I found by getting out of the BUBBLE to check on insurance rates. Even referred friends Coastal Florida Naples to agents in Clermont area to ensure “Southern Insurance Group”

cjrjck 12-11-2023 02:37 PM

It's a southern state that borders the Gulf of Mexico and the Caribbean Sea. Insurers will come and go as they assess risk. Think of it like living in an area that has an extremely high auto theft rate and your auto insurers adjust costs and coverages accordingly. Thankfully, there are plenty to choose from here. I just went through this and had three companies as my finalists.

JGVillages 12-11-2023 05:56 PM

Quote:

Originally Posted by cjrjck (Post 2281619)
It's a southern state that borders the Gulf of Mexico and the Caribbean Sea. Insurers will come and go as they assess risk. Think of it like living in an area that has an extremely high auto theft rate and your auto insurers adjust costs and coverages accordingly. Thankfully, there are plenty to choose from here. I just went through this and had three companies as my finalists.

What Three?

cjrjck 12-12-2023 12:03 AM

Quote:

Originally Posted by JGVillages (Post 2281672)
What Three?

Sent a private message.

ROCKETMAN 12-13-2023 05:58 AM

I’ve have had Travelers since we moved here 18 years ago. Furnace 2019, roof 2020. Never filed a claim. Have normal sinkhole hurricane coverage. Pay 1150 a year. 1150 sq ft. Ranch not concrete.

KsJayhawkers 12-13-2023 06:26 AM

Quote:

Originally Posted by JGVillages (Post 2281523)
Sorry to keep beating on this subject but I believe this issue is constantly changing and updating. HOMEOWNER Insurance. My premiums (1940 sq ft designer/new roof 7/20/new water heater 3/19) with Progressive: 2/22 $2032 /
2/23 $3200 / 2/24/ $4600. I do understand there increases are the trend in Florida. Since I will be looking for alternative homeowners quotes I am looking for current renewal experiences that could point me to specific companies and agents. About 4 months ago a TOTV post stated some new insurers were coming to Florida, specifically ORION 180 SELECT INSURANCE, ORION 180 INSURANCE, AND TAILROW INSURANCE. Any experience or insight regarding these and other new insurers would be appreciated.

Also check your credit rating, our Progressive went up $27 this year to $1304. 1750sf, roof in 2020, frame home.

RICH1 12-13-2023 06:57 AM

maybe the Fake News is correct , people are leaving Florida because of the exorbitant Homeowners Insurance Rates.. I just pay the Annual Premium and cross my fingers, that I will receive help when the " Big One" comes...

Bridget Staunton 12-13-2023 08:03 AM

Thank you for the work you did I appreciate if you would send me the three finalists too
bmstaunton2@gmail.com

Nordhagen 12-13-2023 08:03 AM

Triton Insurance $991/year 1940sqft
$1000 deductible

Cindyd 12-13-2023 09:10 AM

Insurance
 
[Try southern oaks.
They just insured my 3 year old home for $1200 QUOTE=JGVillages;2281523]Sorry to keep beating on this subject but I believe this issue is constantly changing and updating. HOMEOWNER Insurance. My premiums (1940 sq ft designer/new roof 7/20/new water heater 3/19) with Progressive: 2/22 $2032 /
2/23 $3200 / 2/24/ $4600. I do understand there increases are the trend in Florida. Since I will be looking for alternative homeowners quotes I am looking for current renewal experiences that could point me to specific companies and agents. About 4 months ago a TOTV post stated some new insurers were coming to Florida, specifically ORION 180 SELECT INSURANCE, ORION 180 INSURANCE, AND TAILROW INSURANCE. Any experience or insight regarding these and other new insurers would be appreciated.[/QUOTE]

Redsmom 12-13-2023 09:14 AM

Ashley Evans
Marshall Insurance Group LLC
195 International Pkwy STE 100
Heathrow, FL 32746
Phone: 321-800-3504
Fax: 321-800-3504
Customer Service: 888-861-0080
Marshall Insurance Group

Just signed up with loggerhead insurance through Marshall insurance group. My existing policy had gone up to $3500. Loggerhead gave me similar coverage for just under $1400. My house was built in 2000, 1808 ft.², designer home, three bedroom two bath. They are a paperless company. Ashley was very helpful and walked me through everything.


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