does your homeowners insurance company have the capacity to pay claims?
 

https://www.msn.com/en-us/money/real...ry/ar-AA1JoFWN

… A Tiny Company Is Vouching for Risky Insurers in Hurricane Country…

IMO all insurance expect the government bail out during natural disasters. Then, there ones that denied, denied, denied, won’t pay on claims unless get lawyer. Why they make billions denies claims. Then be able to pull out of certain states. IMO if want sell insurance in United States it’s ALL or none. But we know who makes insurance laws.

It’s about improving your odds of being paid. Risk is you will be very old if you ever get paid