Talk of The Villages Florida

Talk of The Villages Florida (https://www.talkofthevillages.com/forums/)
-   The Villages, Florida, General Discussion (https://www.talkofthevillages.com/forums/villages-florida-general-discussion-73/)
-   -   Just found out State Farm will not replace my windshield for free. (https://www.talkofthevillages.com/forums/villages-florida-general-discussion-73/just-found-out-state-farm-will-not-replace-my-windshield-free-360461/)

Arbud 08-04-2025 03:34 PM

Just found out State Farm will not replace my windshield for free.
 
My cars windshield has horrible streaks ground into it by the windshield wiper. Changed wiper blades but did not help at night especially in the rain. Asked my detail guy if he can do anything. He said in Florida All insurance companies will replace windshields like this for free and no deductible.
Well after 3 days and 90 minutes on hold Mrs. State Farm calls me and say they will not because it is wear and tear. So I have a call in to her to see if they will even pay after I pay the deductible. (900 Jaguar windscreen). We will se what this ...... says when she gets back to me.
Meanwhile if the answer is no, does anybody no how to get ground in wiper streaks off of windshields. Thanks, Bud

retiredguy123 08-04-2025 03:48 PM

First of all, there is no way to repair the type of windshield damage you are describing. And, the damage you are describing is covered by your comprehensive insurance after applying the deductible, assuming that you have the entire windshield replaced. Some insurance companies will waive the deductible if the windshield can be repaired, but not replaced. This type of repair involves injecting an epoxy to repair a chip or crack. I think your detail guy is incorrect that all insurance companies will waive the deductible when you have a windshield replaced, regardless of how the windshield was damaged. In fact, I doubt that any insurance company will waive the deductible for a replacement windshield.

shut the front door 08-04-2025 04:14 PM

Quote:

Originally Posted by retiredguy123 (Post 2450845)
First of all, there is no way to repair the type of windshield damage you are describing. And, the damage you are describing is covered by your comprehensive insurance after applying the deductible, assuming that you have the entire windshield replaced. Some insurance companies will waive the deductible if the windshield can be repaired, but not replaced. This type of repair involves injecting an epoxy to repair a chip or crack. I think your detail guy is incorrect that all insurance companies will waive the deductible when you have a windshield replaced, regardless of how the windshield was damaged. In fact, I doubt that any insurance company will waive the deductible for a replacement windshield.

In FL, insurance companies are required to replace a cracked windshield without a deductible if the driver has comprehensive auto insurance. Cracked being the key word. They won't replace a windshield for streaks.

Topspinmo 08-04-2025 04:27 PM

Speaking of wiper blades I just replaced mine with this brand “motium “ easy and cheap better than original equivalent IMO.

Amazon.com

Kenswing 08-04-2025 04:28 PM

Quote:

Originally Posted by shut the front door (Post 2450851)
In FL, insurance companies are required to replace a cracked windshield without a deductible if the driver has comprehensive auto insurance. Cracked being the key word. They won't replace a windshield for streaks.

Get out the hammer. :1rotfl:

Ruger2506 08-04-2025 04:35 PM

Quote:

Originally Posted by Arbud (Post 2450843)
My cars windshield has horrible streaks ground into it by the windshield wiper. Changed wiper blades but did not help at night especially in the rain. Asked my detail guy if he can do anything. He said in Florida All insurance companies will replace windshields like this for free and no deductible.
Well after 3 days and 90 minutes on hold Mrs. State Farm calls me and say they will not because it is wear and tear. So I have a call in to her to see if they will even pay after I pay the deductible. (900 Jaguar windscreen). We will se what this ...... says when she gets back to me.
Meanwhile if the answer is no, does anybody no how to get ground in wiper streaks off of windshields. Thanks, Bud

Throw a rock at it and claim it was a rock kicked up from a semi or dump truck

BrianL99 08-04-2025 04:45 PM

Quote:

Originally Posted by Arbud (Post 2450843)
So I have a call in to her to see if they will even pay after I pay the deductible. (900 Jaguar windscreen). We will se what this ...... says when she gets back to me.
Meanwhile if the answer is no, does anybody no how to get ground in wiper streaks off of windshields. Thanks, Bud


I don't know what year or model Jaguar you're talking about, but 2 years ago, I had the windshield replaced in my 2011 Jaguar XK, for about $325. Not an expensive windshield.

Michael G. 08-04-2025 05:14 PM

The way Insurance Co's today handle insurance claims and raising
premiums, I would replace that windshield myself without a claim,
and save a claim for something that cost more.

CarlR33 08-04-2025 05:50 PM

Quote:

Originally Posted by Kenswing (Post 2450859)
Get out the hammer. :1rotfl:

Follow a truck hauling gravel for a few miles.

retiredguy123 08-04-2025 05:56 PM

Apparently, several posters on this thread are recommending that the OP commit insurance fraud.

Bill14564 08-04-2025 06:03 PM

Quote:

Originally Posted by retiredguy123 (Post 2450891)
Apparently, several posters on this thread are recommending that the OP commit insurance fraud.

I'm not even a little bit surprised.

tophcfa 08-04-2025 06:18 PM

Quote:

Originally Posted by Kenswing (Post 2450859)
Get out the hammer. :1rotfl:

Or a 7 iron.

Aces4 08-04-2025 06:31 PM

Quote:

Originally Posted by retiredguy123 (Post 2450891)
Apparently, several posters on this thread are recommending that the OP commit insurance fraud.

Nice, isn't it? And many are the same people who have disdain for renters but have no integrity themselves.:ohdear:

Kenswing 08-04-2025 06:56 PM

Quote:

Originally Posted by retiredguy123 (Post 2450891)
Apparently, several posters on this thread are recommending that the OP commit insurance fraud.

And some people can’t take a joke. I used a laughing emoji hoping not to trigger some people.

Ruger2506 08-04-2025 07:06 PM

Quote:

Originally Posted by retiredguy123 (Post 2450891)
Apparently, several posters on this thread are recommending that the OP commit insurance fraud.

They steal from us. What's the difference?

oh yeah....JK


All times are GMT -5. The time now is 05:10 PM.

Powered by vBulletin® Version 3.8.11
Copyright ©2000 - 2025, vBulletin Solutions Inc.
Search Engine Optimisation provided by DragonByte SEO v2.0.32 (Pro) - vBulletin Mods & Addons Copyright © 2025 DragonByte Technologies Ltd.