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-   The Villages, Florida, General Discussion (https://www.talkofthevillages.com/forums/villages-florida-general-discussion-73/)
-   -   Can I install my own WATER HEATER ? (https://www.talkofthevillages.com/forums/villages-florida-general-discussion-73/can-i-install-my-own-water-heater-360854/)

Will.S 08-23-2025 09:50 AM

Can I install my own WATER HEATER ?
 
We live in The Villages. Within the next year I need to replace my traditional electric hot water heater (in the garage) according to my home insurance... I have installed a few of these myself as a home owner in other states. What are the rules here in The Villages. Can I go to Lowes/Home Depot & get what I need and install it myself and call it good ?

-OR-

Do I need a PERMIT & then an INSPECTION.

Thanks for your input.

Velvet 08-23-2025 09:56 AM

Well, my friend did for my parents and he was a history and English major… lol.

jrref 08-23-2025 10:06 AM

Quote:

Originally Posted by Will.S (Post 2455993)
We live in The Villages. Within the next year I need to replace my traditional electric hot water heater (in the garage) according to my home insurance... I have installed a few of these myself as a home owner in other states. What are the rules here in The Villages. Can I go to Lowes/Home Depot & get what I need and install it myself and call it good ?

-OR-

Do I need a PERMIT & then an INSPECTION.

Thanks for your input.

I know when I have my HVAC system replaced the company I used did get a permit and subsequent inspection.

tophcfa 08-23-2025 10:21 AM

Quote:

Originally Posted by Will.S (Post 2455993)
We live in The Villages. Within the next year I need to replace my traditional electric hot water heater (in the garage) according to my home insurance... I have installed a few of these myself as a home owner in other states. What are the rules here in The Villages. Can I go to Lowes/Home Depot & get what I need and install it myself and call it good ?

-OR-

Do I need a PERMIT & then an INSPECTION.

Thanks for your input.

If it’s being required by your insurance company, then I would ask your insurance agent if a receipt from Lowel’s/Home Depot and a picture of the newly installed unit would be sufficient? If so, go ahead and do it yourself.

Velvet 08-23-2025 10:26 AM

My husband did the same for our house at Mallory. No problems in all the years we owned our home. Never even thought of inspection.

I have to tell you about what happened to my furnace up north. We bought a Trane gas furnace and it worked well for several years. But because we were coming to TV for longer and longer periods, we had it inspected. The furnace passed! We happily drove to TV. It was the only year the furnace failed, 2 months after inspection. I never had it inspected again (superstition?) I am not usually. Husband fixed the furnace - he has never seen the inside of one but he figured it out, changed the motherboard I videoed the wiring as he took it apart. It has been absolutely reliable for many years now. Although he regularly wondered, “Did I do it right?” Appearantly these things are really not rocket science.

Will.S 08-23-2025 10:39 AM

Great idea..

Quote:

Originally Posted by tophcfa (Post 2456005)
If it’s being required by your insurance company, then I would ask your insurance agent if a receipt from Lowel’s/Home Depot and a picture of the newly installed unit would be sufficient? If so, go ahead and do it yourself.


Velvet 08-23-2025 10:43 AM

I have house insurance both in TV and up north and neither has ever asked about HVAC system, roof yes! So it depends on how your policy is written.

Will.S 08-23-2025 10:43 AM

Unit cost from Lowes is $459 plus fittings etc and I do it myself. Lowes "independent installer" quoted me a total cost of $1650 for the exact Lowes unit installed. Just sounds excessive.

Bassdeer 08-23-2025 10:44 AM

Hot
 
Do it yourself and tell no one, especially on this site.:pepper2:

Will.S 08-23-2025 10:45 AM

Not sure why
 
Not sure why insurance companies care how old a water unit is. Not like it's covered under my policy. As mentioned, Roofs ? I get it but water heater & HVAC ?

bagboy 08-23-2025 11:17 AM

Quote:

Originally Posted by Will.S (Post 2456015)
Unit cost from Lowes is $459 plus fittings etc and I do it myself. Lowes "independent installer" quoted me a total cost of $1650 for the exact Lowes unit installed. Just sounds excessive.

If you decide not to mess with it yourself, Mike Scott Plumbing will install a new one including labor for $910.00. This price was less than a year ago.

Velvet 08-23-2025 11:34 AM

Quote:

Originally Posted by bagboy (Post 2456029)
If you decide not to mess with it yourself, Mike Scott Plumbing will install a new one including labor for $910.00. This price was less than a year ago.

Wasn’t Mike Scott bought out by Frank Gay? Am I wrong? yikes!

ton80 08-23-2025 11:46 AM

Frank Gay Bought Kiley Plumbing
 
Quote:

Originally Posted by Velvet (Post 2456031)
Wasn’t Mike Scott bought out by Frank Gay? Am I wrong? yikes!

Yes you are wrong

jrref 08-23-2025 12:11 PM

Quote:

Originally Posted by Will.S (Post 2456018)
Not sure why insurance companies care how old a water unit is. Not like it's covered under my policy. As mentioned, Roofs ? I get it but water heater & HVAC ?

The water heater isn't covered but water damage that the unit may create is.

kbrkr 08-23-2025 01:04 PM

Where in the code does it specify you need a permit and an inspection?


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