Red Velvet Ant....
 

or as they are sometimes called, Cow Killer Ants.

Saw this beastie today while at the Fire Station down near the Sanibel gate. Beautiful looking insect, but it was a female of the species and they can inflict a pretty painful sting. Had never seen this particular "local" before. Have you ever noticed this insect?

My picture is a bit blurry, the creature just would not stop for a second, it was marching back and forth on the curbing.

Red velvet ant or "cow killer"

Just saw one outside of my front door yesterday, and our landscaper pointed it out to me. Said it's a very painful sting that could lead to swelling. This is a new bug to me in the Village of Charlotte.

Dang. Another critter to avoid.