Talk of The Villages Florida

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-   The Villages, Florida, General Discussion (https://www.talkofthevillages.com/forums/villages-florida-general-discussion-73/)
-   -   sinkhole ins (https://www.talkofthevillages.com/forums/villages-florida-general-discussion-73/sinkhole-ins-55986/)

BAILYBOOHOO 07-02-2012 09:34 PM

sinkhole ins
 
Where can I get this Ins at thank you in advance

Sable99 07-02-2012 09:37 PM

I got ours through Village Insurance in early May.

Bill-n-Brillo 07-02-2012 09:46 PM

Contact Rita Canty with Brightway Insurance out of Jacksonville - (904)646-1850

They represent a vast majority of the insurance companies what write HO insurance in FL. I'm sure they'll be able to help you.

Bill :)

BAILYBOOHOO 07-02-2012 09:48 PM

thank you
 
thank you both

OurHappyHome 07-02-2012 10:23 PM

I tried to get it with my home owners insurance and was denied. I will call the ins of TV, but I think if this is an area where there are a lot of sink holes, then it is a good idea.

Bill-n-Brillo 07-03-2012 06:30 AM

Quote:

Originally Posted by BAILYBOOHOO (Post 515657)
thank you both

You're more than welcome! :wave:

Bill :)

jimbo2012 07-03-2012 07:07 AM

What should be added here is sinkhole insurance on re-sales is more difficult to obtain than new builds

allus70 07-13-2012 04:46 PM

Confused About Sinkhole/Home Owners Insurance
 
Found a house in The Villages that caught our attention. Got about to crunching the numbers. When it came to home owners insurance, I asked my bank, the people who would be carrying my mortgage about home owners insurance premiums. The bank, USAA ,told me that because of coastal storms, they no longer write policies in Florida, but they have affiliates that might. Their affiliate took the information that I provided and then informed me that because of "two recent massive" sinkholes in The Villages, they too have ceased writing policies there.
Is this an emerging problem? Where might someone go to get full coverage at a fair price in TV?

Bill-n-Brillo 07-13-2012 06:01 PM

Quote:

Originally Posted by allus70 (Post 521275)
Found a house in The Villages that caught our attention. Got about to crunching the numbers. When it came to home owners insurance, I asked my bank, the people who would be carrying my mortgage about home owners insurance premiums. The bank, USAA ,told me that because of coastal storms, they no longer write policies in Florida, but they have affiliates that might. Their affiliate took the information that I provided and then informed me that because of "two recent massive" sinkholes in The Villages, they too have ceased writing policies there.
Is this an emerging problem? Where might someone go to get full coverage at a fair price in TV?

Contact Rita Canty with Brightway Insurance out of Jacksonville - (904)646-1850

They represent a vast majority of the insurance companies what write HO insurance in FL. I'm sure they'll be able to help you.

Bill :)

CaptJohn 07-13-2012 06:16 PM

There must be an echo in here! :laugh:

Bill-n-Brillo 07-13-2012 08:01 PM

Quote:

Originally Posted by CaptJohn (Post 521303)
There must be an echo in here! :laugh:

Hello.......hello.........hello.........

Bill :wave:

dkrhardy 07-13-2012 09:16 PM

When we signed for our new home in June (about the 20th), the agency in TV got us sinkhole ins. It was not very pricey, and we took it.
Don & Ka z

Advogado 07-13-2012 10:25 PM

The POA meeting next Tuesday will feature a presentation on sinkholes. Laurel Manor 7:00 p.m.

784caroline 07-14-2012 08:45 AM

Just remember...even if you get sinkhole insurance coverage for the current year...there is no guarantee sinkhole coverage will be available upon renewal...and if it is, will it be at the same rate or deductible. What is happening to most policies that have sinkhole coverage is the deductible for sinkhole coverage is being raise to 10% of home value...and that translates to $30,000 out of pocket for a home insured at $300,000. Hurricane wind damage is only 2% for most policies!!!


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