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ohiosbestus 03-11-2013 10:00 PM

looking for answers
 
What do the banks want down for conventional financing and what is the current rate for financing----our credit rating is in the 800 range

l2ridehd 03-12-2013 04:13 AM

They typically want 20% down for a conventional loan and rates will run between 3% and 4.5% depending on several things. Is this your primary home or a vacation home? Length of the loan, 15, 20 or 30 years. Which bank. Citizens seems to make things happen the fastest with no issues, but they are also usually .25 to .5% higher then others. A few other variables, but those are the main ones.


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