Preferred Care Partners, rules for selecting a new plan
 

Since PCP plans were terminated, you actually get two chances to find a new plan. During open enrollment, now until Dec 7th, you can sign up for any new plan. After Dec 7th, until the end of February, you can also change plans with no penalty. It has something to do with special election rules that apply to people that have had their plans terminated.

With so many plans in a state of flux as to which doctors are in or out, this could be very useful.

So, sign up for something by Dec 7th, even if you aren't sure of which plan you are going to end up with. That will give you coverage beginning on January 1st. You will be able to change plans if you find something better through the end of February.

If your Medicare Advantage plan is ending you then have a 'guaranteed issue right' to go back to Original Medicare and pick up a Medigap policy ie., supplement. The rate the insurance company can charge you will only be based on your age and not on any existing medical condition. Medigap Plan F (most coverage) can be under $200/month and you will never see a co-pay. You will also need a Plan D which can be as low as $12/month with no co-pays for tier 1 and tier 2 generics by mail order. See a SHINE counselor at The Villages rec centers during the open enrollment season. 1-800-963 5337.

RVRoadie - I'm not sure if you make a selection during open enrollment you can then make a change during the special enrollment period.