Home Ins on Designer
Asking this question for a friend who argues that home ins is high in TV.
Can someone give me a ballpark figure for home insurance annually on a $400K designer home? |
Re: Home Ins on Designer
Like Nancy, I would like information on home insurance at TV. From things I've read home insurance in Florida is very expensive and sometimes difficult to get. Any insight is appreciated.
Pili |
Re: Home Ins on Designer
nanci... you only pay insurance on the cost of the dwelling, not the original sales price (which at 400K probably includes a hefty lot premium).
Here's sample numbers.... replacement cost of the dwelling at 290K, 1,000 deductible, replacement cost coverage on contents, max liability limits, etc; 2% hurricane deductible; figure on HO insurance of about $1,000 per year...also assumes a block home of recent construction that has undergone windstorm mitigation inspection. This is a very general number but is not anywhere near the astronomical rates closer to the coasts. |
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