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Best of all, even though you didn't get what you wanted, you let everyone know you can afford it and you won't have to suffer those who want to show that you are a cheapskate. |
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I doubt it was as high as you think it is... |
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Do not tip the cashier who hands us the food to go and takes our money. As far as I am concerned the restaurant should be paying him/her his wages. |
Merchant Agreements
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Debit Cards are basically a cash payment direct from your bank a/c and should have no charge.
I will not eat in an establishment that adds any surcharge for a CC. which should be an inbuilt cost, or if service charge is added that presumes I wish to leave a tip. I am a good tipper, but also have the balls to say "You get nothing" if service is bad. I never blame a good server if food is indifferent either, as they are not the cook. I just don't go back! |
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I get dinged for every single payment, with both a percentage AND a "swipe fee"... I find is astounding that there are so many commenting on this thread who have never run a business or taken CC payments... Most haven't a clue as to what they're talking about... |
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I said I won't pay CC surcharge in a restaurant. I use cash mostly anyway. I was not commenting on collecting CC, or DC payments, and I do have a clue, that's why my money goes further! |
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The business DOES get charged for BOTH Debit AND Credit Cards... |
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It's a violation of Federal Law (Durbin Amendment) to charge a surcharge on Debit Card or a Pre-Paid Card transaction. What CC processors can charge for Debit Card transactions is also regulated by the Durbin Amendment and it's significant less than the transaction fee for a Credit Card. If I'm not mistaken, all VISA & MC Merchant Agreements also prohibit charges for Debit Card use and will deny the charge. |
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