Originally Posted by tsmall22204 (Post 1722346)

Originally Posted by 427dave (Post 1722172)

We had breakfast at Denny's this morning, which was good. When I went to pay with my debit card the lady told me it had been rejected and i had to use another card, which I then gave her another card which was fine. When I got home I checked my account and found out that they had lied to me and my debit card had cleared and was charged. I returned to Denny's and ask for a debit to my account which they would NOT give me. Now I have paid for my meal 2 times and they won't credit my account back for the one they said did not clear. I called the bank and they told me I had to get a credit from Denny's, which Denny's refuses to do. These people are crooks and are lying to people in order to charge two times for the same bill. I will never go back to Denny's and recommend people watch them and how they charge you.

Originally Posted by 427dave (Post 1722172)

We had breakfast at Denny's this morning, which was good. When I went to pay with my debit card the lady told me it had been rejected and i had to use another card, which I then gave her another card which was fine. When I got home I checked my account and found out that they had lied to me and my debit card had cleared and was charged. I returned to Denny's and ask for a debit to my account which they would NOT give me. Now I have paid for my meal 2 times and they won't credit my account back for the one they said did not clear. I called the bank and they told me I had to get a credit from Denny's, which Denny's refuses to do. These people are crooks and are lying to people in order to charge two times for the same bill. I will never go back to Denny's and ha recommend people watch them and how they charge you.

Originally Posted by dewilson58 (Post 1722181)

simple, bounce the credit card charge.

Originally Posted by Jolson (Post 1722364)

The bank can not help you while the charge is in a ‘pending’ status. It usually takes a day or 2 before the charge hard posts and actually debits your account. Most of the time the pending charge goes away because the company doesn’t submit it to complete the charge. If the amount actually does post to your account, then go back to Denny’s and ask again for the reversal credit. If they refuse, then go to your bank and tell them you want to dispute the charge. The bank is obligated to refund you the money and will go after Denny’s to recoup the charge.

Originally Posted by Chatbrat (Post 1722200)

Do yourself a favor shred all debit cards in your possession--very dangerous to give strangers access to your bank account

Originally Posted by papasetti82 (Post 1722264)

You usually need a Debit card to receive cash at the ATM or even at the Teller.

Originally Posted by ColdNoMore (Post 1722351)

YEP! :thumbup:


In addition, because of all the scanners being found at gas pumps (even those that aren't low-lit, in the boonies)...I'll only use my CC to fill up.

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Originally Posted by CFrance (Post 1722313)

There are exceptions. My hairdresser won't accept tips on a cc. Cash is required many times in foreign countries, esp. small villages, and a debit card that doesn't charge a foreign transaction fee is a must.



If you get cash at an ATM using your cc, interest starts being charged from the time you take the money out. Plus you have to scour your bill to find that interest charge, because it's not included in the usual transaction part.



I like to tip in cash at places like my dog's groomer, because if you add it to the cc, they have to pay taxes on it.


Oftentimes we will pay cash for meals out rather than having a wait person whisk away our cc.



OP should call the cc company and dispute that charge since the debit people won't help him. He has already contacted the restaurant and verified that they won't help him. That will count with the cc company.

Originally Posted by rmd2 (Post 1722393)

No, you can use a regular bank card with no debit card for ATMs.