Talk of The Villages Florida
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Talk of The Villages Florida (https://www.talkofthevillages.com/forums/)
-   The Villages, Florida, General Discussion (https://www.talkofthevillages.com/forums/villages-florida-general-discussion-73/)
-   -   Another Golf cart accident (https://www.talkofthevillages.com/forums/villages-florida-general-discussion-73/another-golf-cart-accident-184102/)

Sandtrap328 03-01-2016 09:30 AM
Quote:
Originally Posted by spring_chicken (Post 1192766)
Won't be wiped out since he keeps his home and his retirement $$.
I still keep Attorney Dan Newlin's phone number in my golf cart! :beer3:

dbussone 03-01-2016 09:34 AM
Quote:
Originally Posted by Chatbrat (Post 1192707)
The golf that was cited appears not to be street legal---NO WINDSHIELD WIPERS

Again how can a person be cited for no proof of insurance, when its not required ?

I believe it can be required if one is involved in an accident on a public roadway. Unfortunately getting it after the fact won't work. So Rubicon's suggestion is right on target.

twoplanekid 03-01-2016 10:02 AM
Personally, I have
1. Seatbelts
2. Golf car insurance
3. Attended the VHA golf car clinic

DonH57 03-01-2016 10:35 AM
Our cart is not street legal but we insured our selves anyway.

bagboy 03-01-2016 10:46 AM
Quote:
Originally Posted by 2BNTV (Post 1192786)
I t is my understanding one's needs golf cart insurance separate from home owners insurance, Something about they can't sue, including your home. It's less than one hundred dollars.

Second, why don't people install and use their seat belts in a golf cart? Many people get thrown from their carts, resulting in serious/fatal injuries!!!

It saddens me that for a hundred bucks, people would put themselves in jeopardy of a serious injury. I hear so often that some people think they are going slow enough in a golf cart and don't ever think, they will be injured and can't be bothered to wear seat belts.

Just putting it out there!
Insurance and seat belts...both must haves in my opinion.

Walter123 03-01-2016 10:54 AM
Quote:
Originally Posted by outlaw (Post 1192746)
Wipers are not required on street legal NEVs/LSVs.
I believe you are correct.

billethkid 03-01-2016 11:05 AM
On the subject of seat belts; I see too many folks who think they are safe with their seat belt somewhere between their breasts and belly button. A sure opportunity for an injury.

As in automobile use it is recommended to have the belt across the hips.

manaboutown 03-01-2016 12:06 PM
Better call Saul...and buckle up next time as well as insure.

Walter123 03-01-2016 12:13 PM
Quote:
Originally Posted by manaboutown (Post 1192854)
Better call Saul...and buckle up next time as well as insure.
Slippin' Jimmy!

Chatbrat 03-01-2016 01:15 PM
I was told if a golf cart is driven on county roads it has to be insured.

tuccillo 03-01-2016 01:21 PM
The neighborhood roads are county roads and it doesn't appear you need insurance for golf carts to drive on the neighborhood roads.

Quote:
Originally Posted by Chatbrat (Post 1192876)
I was told if a golf cart is driven on county roads it has to be insured.

outlaw 03-01-2016 01:28 PM
Quote:
Originally Posted by Chatbrat (Post 1192876)
I was told if a golf cart is driven on county roads it has to be insured.
That is probably a generalization by the authorities to cover all roads. If you have a street legal cart that is licensed and registered, then you have to have insurance. If you are driving a non-street legal cart, not licensed and not registered, then you can drive it on roads that are designated as both cart and auto roads. In TV, many county maintained roads in the area allow unregistered carts. I think the key is whether or not it is registered. At least, that is the way I understand the law.

ajbrown 03-01-2016 01:40 PM
I would never even think to carry proof of insurance in my golf cart. I have no idea why he was cited for this? I am very curious to find out...

I, like many have a separate insurance policy (not homeowners) for the cart, but as others have said I do not believe it is mandatory.

Here is another article on the subject:

Is Golf Cart Insurance Necessary? | Glover Law Firm

From the article: Most people in The Villages drive traditional golf carts that top out at 20 mph and don’t have to be registered or insured. Yet, that does not pertain to NEVs.

EnglishJW 03-01-2016 02:10 PM
Quote:
Originally Posted by twoplanekid (Post 1192807)
Personally, I have
1. Seatbelts
2. Golf car insurance
3. Attended the VHA golf car clinic
We are with you on the first two but have our own 3rd item - our cart is limited to 20 mph. If we need to go faster, we'll take a car. After the unique driving we have seen in the roundabouts, the careless/reckless/speeding by many golf carts continues to surprise us.

Sandtrap328 03-01-2016 02:36 PM
Regarding the report of a citation for not having proof of insurance, it is possible that a) the cart was street legal or b) the online paper was incorrect. If you have noticed, their reporting leaves a great deal to be desired.

I would think that the charge of "running a stop sign" would be hard to prove unless the policeman saw it happen. "Negligent driving" would seem more appropriate since the man's cart hit the ladies cart on the right rear wheel.

Those are just a couple of thoughts.


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