Auto Insurance Requirement for Snowbirds

Auto Insurance Requirement for Snowbirds

Notices

» Site Navigation
Home Page The Villages Maps The Villages Activities The Villages Clubs The Villages Book Healthcare Rentals Real Estate Section Classified Section The Villages Directory Home Improvement Site Guidelines Advertising Info Register Now Video Tutorials Frequently Asked Questions
» Newsletter Signup
» Premium Tower
» Advertisements
» Trending News
» Tower Sponsors




















» Premium Sponsors
» Banner Sponsors
» Advertisements
Reply
 
Thread Tools
  #21  
Old 09-12-2019, 04:46 PM
dewilson58's Avatar
dewilson58 dewilson58 is online now
Sage
 
Join Date: May 2013
Location: South of 466a, if you don't like me.......I live in Orlando.
Posts: 4,587
Thanks: 35
Thanked 82 Times in 46 Posts
Default

Quote:
Originally Posted by M2inOR View Post
Here is a different situation I've wondered about:

We just purchased a home in Marsh Ben, with the intent to become a permanent resident of Florida. As we currently live in Oregon, and have a home here, we know we must do certain things to change our domicile to Florida. Our Oregon home will become a 2nd vacation home for the summer months until we sell it.

We have no intention of driving our Oregon cars down to Florida (2006 and 2008) and will initially just rent, then eventually purchase a vehicle for use in Florida; it will be registered in FL, of course.

We also travel quite a bit, and expect that to continue for a few years.

Reading thru this thread, I interpret the 90 day requirement a bit confusing. I plan to inform my insurance company (USAA) of our intent.

Anyone with this type of situation?

Thanks.

Mike



Is your question/concern regarding your two current cars??

If so, there is no need to change your registration or insurance.
__________________
Mr. Helpful.
Reply With Quote

  #22  
Old 09-12-2019, 06:00 PM
retiredguy123 retiredguy123 is offline
Sage
 
Join Date: Feb 2016
Posts: 2,577
Thanks: 18
Thanked 38 Times in 34 Posts
Default

Quote:
Originally Posted by M2inOR View Post
Here is a different situation I've wondered about:

We just purchased a home in Marsh Ben, with the intent to become a permanent resident of Florida. As we currently live in Oregon, and have a home here, we know we must do certain things to change our domicile to Florida. Our Oregon home will become a 2nd vacation home for the summer months until we sell it.

We have no intention of driving our Oregon cars down to Florida (2006 and 2008) and will initially just rent, then eventually purchase a vehicle for use in Florida; it will be registered in FL, of course.

We also travel quite a bit, and expect that to continue for a few years.

Reading thru this thread, I interpret the 90 day requirement a bit confusing. I plan to inform my insurance company (USAA) of our intent.

Anyone with this type of situation?

Thanks.

Mike
The 90 day rule is not very complicated. If you own or lease a car that you use on a day to day basis in Florida for more than 90 days during the calendar year, you are supposed to register the car with the Florida DMV office, and purchase a Florida auto insurance policy. It really doesn't matter whether or not you even own or rent a house in Florida, or whether you consider yourself to be a Florida resident. It is all about the car usage in the State of Florida.
Reply With Quote
Sponsored Links
  #23  
Old 09-13-2019, 04:20 AM
Fredster Fredster is offline
Gold member
 
Join Date: Jun 2015
Posts: 1,154
Thanks: 56
Thanked 26 Times in 12 Posts
Default

In 2015 we bought in TV and were Snowbirds, and brought a car down to garage and use here.
We were going to winter in TV for 5-6 months.
Checked the law, and had it insured, a Florida agent had to write the policy, then registered it in FL.
Also had a car garaged, registered & insured up north for use while there.
Both cars were insured by State Farm even though I had different agents.
State Farm allows you to put the unused vehicle in a storage mode, but some companies don’t allow you to do that.
The storage rate is much lower.
I find when following the law I sleep better!
Reply With Quote
Reply

Tags
michigan, florida, insurance, days, auto

Thread Tools

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off

Forum Jump


All times are GMT -5. The time now is 08:19 PM.