Originally Posted by Karmanng (Post 2379632)

maybe a break down but clearly not that accurate add on more to each area he posted about

Originally Posted by Karmanng (Post 2379630)

In some areas liek your food costs are a bit too low ! Also eating out is too low at $100 a month same with gas! I am a single person it costs me just as much as you with a 2 person houshold and maybe even a bit more taxes on your house will also vary grand total wth bond and ccd and fire for me will be over $6,000 on a 1659 foot home..........better reevaluate your numbers.......things are going up again like water fire trash already did food and insurances.......just sayin

Originally Posted by Becca9800 (Post 2379123)

We own a 2/2 Courtyard Villa 1132 sq ft. and we're snowbirds.
The non-negotiables are:
Property tax - depends on the county's assessment of your property. Our taxes are 2850/yr.
Homeowner Insurance - $1274/yr, W new company as of 9/28/24, original roof, no inspection required, full coverage.
CDD payment - ~$250/month includes water, sewer, and trash pickup 2x/week.
Electric - (no gas in my neck of the woods) $75/mo
And bc we're snowbirds gotta have internet to monitor our thermostat, cameras etc $56/mo.
Wish I wanted to live here full-time w how inexpensive it can be.

Originally Posted by Rainger99 (Post 2378964)

Utilities (gas and electric) - less than $200 a month
Internet - Xfinity is $50 a month
YouTube TV - $73 a month
Home Insurance about $1400 a year
Auto Insurance about $1200 a year (one car)
Golf Cart Insurance about $100 a year
CDD (amenity fee, water, sewer, irrigation) about $325 a month
Lawn/insect care - about $75 a month
Taxes on house - about $5000 a year
Bond - about $1500 a year (this will vary)
Groceries - about $75 a week
Dining out - we go out about twice a month so figure $100 total
Entertainment - we usually watch tv or read or play free golf and pickleball
Gas - about $50 a month (one car)
Travel - about $10,000 a year. We try to take two vacations a year.
Extras - we try to save $5,000 a year for a new car or home repairs.
This doesn't include Medicare which depends on your individual income. It ranges from $174 (joint income under $206,000) to $594.00 (joint income of $750,00 or higher).

Depending on your life style, I think most people can live decently on $50,000 to $60,000 a year.

Most of these items you would have to pay for regardless of where you live. If you live in California, Texas, or Wyoming, you will have to pay taxes, insurance, utilities, internet, tv, groceries, entertainment, vacations, etc., etc. The only thing that you may not have is the amenity fee and golf cart insurance.

The real issue is how much or less it costs to live in the Villages compared to where you are living now or other places that you are looking at.

I think that living in the Villages is probably cheaper or about the same as living in the rest of the country. One factor is that there are no state income taxes so be sure to calculate that into your calculations.

These states do not have a state income tax. Alaska, Florida, Nevada, New Hampshire, South Dakota, Tennessee, Texas, Washington and Wyoming.

Originally Posted by bowlingal (Post 2379165)

your COL depends on your lifestyle. How often do you go out to eat? travel/cruises? Your fixed expenses can be researched, but remember, if you move south of 44, your bonds are extremely high, your taxes will be paid to Sumter County and the city of Wildwood. Your travel to the stores will take more time than you may want. Also, check out all the houses for sale already in the newer section. WHY? You gotta ask yourself why are so many houses for sale south of 44? Must be a reason.

Originally Posted by jimjamuser (Post 2379312)

That was good advice about the South of 44 problems. I would also suggest that they take the possibility of Hurricanes into consideration. In two years the Gulf waters could be even warmer than this summer.

Originally Posted by Guzzel (Post 2378924)

The wife and I are considering TV for retirement in 2 years; so not looking for an exact figure, but assuming no house payment, was wondering what the average cost of living might be in TV.

Understand everyone's situation and lifestyle is different, but really wanted to get ballpark figures for things like, Utilities; Internet; Insurance; Amenity Fee (still $195/month?); Entertainment; Groceries; Other monthly expenses.

Again, not looking for exact costs, just trying to work up the reasonable monthly costs based on the knowledge base and experience of present "Villagers".

TIA,

G

Originally Posted by Karmanng (Post 2379630)

In some areas liek your food costs are a bit too low ! Also eating out is too low at $100 a month same with gas! I am a single person it costs me just as much as you with a 2 person houshold and maybe even a bit more taxes on your house will also vary grand total wth bond and ccd and fire for me will be over $6,000 on a 1659 foot home..........better reevaluate your numbers.......things are going up again like water fire trash already did food and insurances.......just sayin

Originally Posted by Karmanng (Post 2379633)

he did not add a cell phone either did I see landscaping and pest control???

Originally Posted by Velvet (Post 2379721)

My observation is, whatever quote you get from the real estate office on how much it might cost you to own a place and live in TV, just double it … if for no reason other than unforeseen costs … and you should be ok.

Originally Posted by Rainger99 (Post 2379705)

I would be interested in getting more information for all of these places that people claim are cheaper than the Villages.

Please post your numbers for taxes, insurance, utilities, groceries, gas, etc., etc.

If there is a place considerably cheaper than the Villages I would be interested in finding out where it is.

Originally Posted by pablo cruze (Post 2379766)

SunCity Center

Originally Posted by Guzzel (Post 2379220)

You're exactly right; however to get the fixed costs (e.g. Amenity fee, electric, internet, etc.) helps.

Thx,

G

Originally Posted by wmcgowan (Post 2379247)

Watch Jerry and Linda (The Village Newcomers) they vlog about the villages to include the information you desire