Talk of The Villages Florida

Talk of The Villages Florida (https://www.talkofthevillages.com/forums/)
-   The Villages, Florida, General Discussion (https://www.talkofthevillages.com/forums/villages-florida-general-discussion-73/)
-   -   Banking Recommendations (https://www.talkofthevillages.com/forums/villages-florida-general-discussion-73/banking-recommendations-331557/)

dtennent 04-30-2022 06:49 AM

Quote:

Originally Posted by bakon (Post 2090141)
Citizens or Citizens First?

I should have said Citizens First but was being lazy as I was typing on my IPad.

WindyCityzen 04-30-2022 06:50 AM

Chase. For many years. Their electronic banking services far exceeds Citizens. No fees for ATMs if you have the right card. Branch at 44/Morse close by if needed (almost never).

Villages Kahuna 04-30-2022 06:53 AM

Lots… your bank from up north probably has branches in The Villages. Mine did and with online banking I never had to visit, other than the ATM.

If you want friendly, personal “hometown” service, you can’t beat Citizens First, with branches all over the area.

mepoole 04-30-2022 07:10 AM

Bank of America for sure!!
 
Quote:

Originally Posted by kmspla1952 (Post 2089880)
Looking for recommendations for banking. ATM/Debit, Bill Pay, savings, checking and good customer service. We currently have an account at a branch here in the Villages but would like to hear both the positive and the negative of the bank experience you're having. Thanks.

Bank of America for sure - personal banking, online banking, online bill pay, checking, savings, CDs, investing, information, cell phone app, etc, etc.

bakon 04-30-2022 08:39 AM

Quote:

Originally Posted by dtennent (Post 2090505)
I should have said Citizens First but was being lazy as I was typing on my IPad.

Thanks. Most do same thing referring to CF

Madisond 04-30-2022 08:50 AM

Banking
 
We just moved here and opened an account with Citizens First.We were looking for a bank with a small town feel. Super customer service! Very friendly.

Deden 04-30-2022 09:02 AM

BOA, no problems or with customer service, had this bank 12 years down here. and they are in almost every state for if we need to go to the bank when we travel and visit upstate N.Y. the rewards are the best and have credit card.

justjim 04-30-2022 09:05 AM

Truist
 
Quote:

Originally Posted by retiredguy123 (Post 2089889)
I bank with Truist (formally BB&T). I like that they have a VISA credit card where I can transfer money from my checking account directly to pay my credit card bill. I've been with them for over 20 years and have no issues. But the main thing is that there is a branch office nearby.

Another vote for Truist. :bigbow:

Stu from NYC 04-30-2022 09:13 AM

Quote:

Originally Posted by DrBrutyle109 (Post 2090458)
They are the worst. They have a captive audience being they are a “villages” entity. They operate in a very unorganized manner. Nice doesn’t mean efficient.

We do not bank with them but lots of villagers seem to like them.

rogerk 04-30-2022 11:06 AM

I've been with Citizens for almost 20 years. Great customer service and very convenient. Switched from a much larger mega bank after the quality of their local customer service declined. I haven't looked back since then.

Dilligas 04-30-2022 04:23 PM

Quote:

Originally Posted by kmspla1952 (Post 2089880)
Looking for recommendations for banking. ATM/Debit, Bill Pay, savings, checking and good customer service. We currently have an account at a branch here in the Villages but would like to hear both the positive and the negative of the bank experience you're having. Thanks.

Stay with Citizens for the ease of ATMs, and services. I have my bill pay through Bank of America because it has been done there for about 15-18 years and is easier and more thorough. I had and still have all my direct deposits at BOA. I have Citizens for local ATM needs (I don't go in banks more than about once a year..only for services). I have BOA ATM for travel purposes (more world wide). Both offer credit cards and debit cards via ATM, but I lock cards for ATM only. I have better CC accounts at other providers. I have ACH transfer between Citizens and Bank Of America, so money is easily shiftable for my needs.

JerryLBell 05-02-2022 02:03 PM

Quote:

Originally Posted by splashes (Post 2089888)
Citizens first bank and good customer service atm's all over the villages

I have to agree with Splashes. I didn't really want to give the Morse family-owned bank my business, but the convenience of ATMs all over The Villages (including most all of the mail stops) convinced me. My experiences with them in the last 5+ years is that they have the friendliest, most helpful staff of any bank I've ever done business with. The only drawback is that they really are ONLY in The Villages (some locations in Leesberg). If you want to do banking business while out of state or out of the country, you're kind of stuck. For travel, I also keep a separate but small account with Charles Schwab.

Bogie Shooter 05-02-2022 02:07 PM

Quote:

Originally Posted by kmspla1952 (Post 2089880)
Looking for recommendations for banking. ATM/Debit, Bill Pay, savings, checking and good customer service. We currently have an account at a branch here in the Villages but would like to hear both the positive and the negative of the bank experience you're having. Thanks.

So, which bank are you switching to?

Boilerman 05-02-2022 07:52 PM

Quote:

Originally Posted by Michael G. (Post 2090436)
I'll be checking Campus USA out in the near future
Right now I belong to Florida Credit Union, but have to drive to Ocala.
Campus USA would be a lot closer.

Campus USA already has two locations here. One near Brownwood, the other on 441 by the Walmart.

We’ve banked with credit unions for 40 years. Better service and lower fees. I don’t understand why anyone ever goes into a physical location anymore. I haven’t set foot in our credit union in 10 years.


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