Talk of The Villages Florida
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Talk of The Villages Florida (https://www.talkofthevillages.com/forums/)
-   The Villages, Florida, General Discussion (https://www.talkofthevillages.com/forums/villages-florida-general-discussion-73/)
-   -   BEWARE !!!!!!!! Credit Card Compromised (https://www.talkofthevillages.com/forums/villages-florida-general-discussion-73/beware-credit-card-compromised-126551/)

TNLAKEPANDA 09-10-2014 09:25 PM
We only use Amex never a hassle on anything that shows up on your bill. If you have a problems with a purchase they stand behind You not the Merchant. Plus we get lots of Hilton Honors Points :crap2:

dillywho 09-10-2014 09:33 PM
No Credit/Debit Card
 
Quote:
Originally Posted by mrdills (Post 936223)
We just found out today two of our credit cards were compromised at the Circle K/ Shell Gas station on 466 & 3431 Southern Trace Dr. I call the manger of the station but he hasn't returned my call. I just wanted to pass this information out so you all can be aware of what is happening at this gas station.
I buy gas all the time at this same station. Instead of using a credit or debit card, I buy the Shell Gift Cards at Publix and use that. If there is a skimmer on the pump, they get NOTHING.

:wave:

wendyquat 09-10-2014 09:48 PM
Quote:
Originally Posted by dillywho (Post 936390)
I buy gas all the time at this same station. Instead of using a credit or debit card, I buy the Shell Gift Cards at Publix and use that. If there is a skimmer on the pump, they get NOTHING.

:wave:
We get the $50 cards at Publix when available for $40. Saves money and is safer also. You can choose, She'll, RaceTrack or Marathon! I also buy gas cards at WalMart and can use these at WM or SAMs Club.

dillywho 09-10-2014 09:55 PM
Love 'Em
 
Quote:
Originally Posted by wendyquat (Post 936399)
We get the $50 cards at Publix when available for $40. Saves money and is safer also. You can choose, She'll, RaceTrack or Marathon! I also buy gas cards at WalMart and can use these at WM or SAMs Club.
You're right. The $50 cards at Publix are an added bonus when they are on sale and also make great gifts, especially for the teen grandkids in high school or college. I use them when we travel, as well.

MikeV 09-10-2014 10:27 PM
We also use the Publix gas cards whenever they are offered.

The Mountaineer 09-10-2014 10:36 PM
As usual, there's the other side of the coin
 
Quote:
Originally Posted by folkh (Post 936284)
If everyone starts using cash maybe the credit card companies will finally make some changes. Just stop at the banks ATM machine before going out to dinner, getting gas, etc.etc. That is what we started to do because of all the fraud. Prior we used the credit card for everything. I hope the card company calls and ask why we don't use it anymore.
By using our credit cards, we have saved $1,000 on air flights through the air miles we get by using the credit cards. We're going to spend the money anyway, so why not get great reductions on our flights over what those who pay cash had to pay for their flights. There are two or more sides to everything.

KeepingItReal 09-10-2014 10:47 PM
Quote:
Originally Posted by The Mountaineer (Post 936265)
My worst experience with my credit cards was at a McDonald's in New York City. I should have questioned it when the Mickey D clerk looked at my 3-digit number on the back. They didn't get my card, but used my number to purchase almost $500 worth of stuff at local stores, including at a parking lot. It cost me nothing except I had to change my credit card number and notify a ton of automatic bill payees and, of course, forgot about a few till later. I no longer use my credit cards at McDonald's.
For many years we have removed the 3 digit code on any new or replacement cards, credit and debit, once we have noted it in a secure place. No merchant should ever need the code if you are there in person with identification and card in hand. Another step is to put SEE I. D. where you would normally sign the card. Removing the code could prevent at least some of the on line uses if the number is compromised.

http://money.usnews.com/money/blogs/...-security-code

Loudoll 09-11-2014 05:42 AM
Good idea!
 
Quote:
Originally Posted by KeepingItReal (Post 936437)
For many years we have removed the 3 digit code on any new or replacement cards, credit and debit, once we have noted it in a secure place. No merchant should ever need the code if you are there in person with identification and card in hand. Another step is to put SEE I. D. where you would normally sign the card. Removing the code could prevent at least some of the on line uses if the number is compromised.

When to Share Your Credit Card’s Security Code - US News
Planning to that today with all our cards. Thanks for the tip.

The O's 09-11-2014 06:32 AM
We only use our AMEX card. We have the alerts turned on, so when any purchase (over $10 as this is the lowest amount available) is made we automatically get a text message on the cell phone. It usually goes off within seconds of the card is swiped thru the machine. That way we know of a purchase immediately. Works pretty good for us.

Walter123 09-11-2014 07:07 AM
Quote:
Originally Posted by sailor47 (Post 936336)
I don't know for sure but I don't think the card readers can read the chip in embedded cards yet.
I have a chip embedded Mastercard. Only Wal-Mart has the readers as far as I know. I use my CC for EVERYTHING. Sure, once in a while someone gets a hold of my number and the CC company changes my number and sets up all of my auto pay bills. The fraudulent charges are removed. Another poster said we should all use cash and go to the ATM. ATM's can be dangerous. For me, the risk outweighs the reward.

getdul981 09-11-2014 07:31 AM
Quote:
Originally Posted by Walter123 (Post 936504)
ATM's can be dangerous. .
How so? We only use the ATM's at the bank. Always try to pay cash at restaurants, but sometimes the appetite exceeds the wallet and a credit card must be used. Then I keep a close watch on my CC account for a week or so.

hewhit 09-11-2014 07:36 AM
Fyi
 
Quote:
Originally Posted by mrdills (Post 936223)
We just found out today two of our credit cards were compromised at the Circle K/ Shell Gas station on 466 & 3431 Southern Trace Dr. I call the manger of the station but he hasn't returned my call. I just wanted to pass this information out so you all can be aware of what is happening at this gas station.
I had the same about a month ago, same station!!!

Walter123 09-11-2014 08:09 AM
Quote:
Originally Posted by getdul981 (Post 936521)
How so? We only use the ATM's at the bank. Always try to pay cash at restaurants, but sometimes the appetite exceeds the wallet and a credit card must be used. Then I keep a close watch on my CC account for a week or so.
Crooks are predators and will go where there is prey. It happens all the time.

luvmagic2 09-11-2014 11:56 AM
Inconvenience? Yes....but you are not going to be out any money. The gas station will out the money. Tell your bank it was an unauthorized charge

The Mountaineer 09-11-2014 12:52 PM
I agree. Great idea!
 
Quote:
Originally Posted by Loudoll (Post 936474)
Planning to that today with all our cards. Thanks for the tip.
That would have prevented the NYC McDonald's cashier from turning my card number and 3-digit code on the back over to her partners in crime. I never thought of that. But then I need to make sure that I remember it. At 81, that isn't an easy thing to do!


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