Talk of The Villages Florida
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Talk of The Villages Florida (https://www.talkofthevillages.com/forums/)
-   The Villages, Florida, General Discussion (https://www.talkofthevillages.com/forums/villages-florida-general-discussion-73/)
-   -   Breakdown of Monthly Amenity Fees (https://www.talkofthevillages.com/forums/villages-florida-general-discussion-73/breakdown-monthly-amenity-fees-319656/)

bobdeb 05-15-2021 10:04 AM
Quote:
Originally Posted by jedalton (Post 1944813)
With a 4-k firestick a d $19/mth streaming service and get over 5000 channels. Including all local channels, all sports channels, all movie channels and much more. Ask me how.

Yes please how?

newgirl 05-15-2021 10:54 AM
You definitely can get a loan to pay it off much cheaper then the 6.5 interest they charge you monthly. If you don't pay it off and decide to move you can add it to the house in the price,or they can pay you direct on a separate bill of sale . It would save you lots of money .

dewilson58 05-15-2021 11:01 AM
Quote:
Originally Posted by newgirl (Post 1945003)
If you don't pay it off and decide to move you can add it to the house in the price, or they can pay you direct on a separate bill of sale .
This is being Tee'd up for someone.

:popcorn:

EdFNJ 05-15-2021 11:05 AM
Quote:
Originally Posted by jedalton (Post 1944813)
With a 4-k firestick a d $19/mth streaming service and get over 5000 channels. Including all local channels, all sports channels, all movie channels and much more. Ask me how.
Quote:
Originally Posted by donnamayo (Post 1944866)
How?
Quote:
Originally Posted by bobdeb (Post 1944973)
Yes please how?

Just don't ask him how LEGAL it is. ;) Obviously the chances of an end user getting "caught" are very very slim. It's the SELLER who is most at risk because he is selling illegally obtained content. Here is a local example: Undercover Cops Arrest Sellers of 'Pirate' Amazon Firesticks At Florida Flea Market * TorrentFreak You can also do it yourself for free in minutes. There are dozens of YouTube vids rather than paying someone $240 a year for what you can do for free if you follow directions.

Watching TV For Free With Kodi (or other apps) – Legal or Not?

However, Kodi or other such hacked Firestick devices may open up a plethora of free streaming content which may otherwise cost money or have a subscription fee such as Netflix or Hulu. This is where you start to break the law. You are not allowed to violate copyrighted material or receive paid services for free. Do you follow? That is stealing.

If you are caught streaming or violating copyrighted material, your ISP may even suspend your service permanently and you won’t have any way to access the internet at all ever again. You may be sued, fined, and more. Is it really worth it?

Legally, you can get in big trouble.
And people have been arrested.


This is one article of thousands if you search: Yes, Jailbreaking a Firestick is illegal. But you can "Protect" yourself/hide Actually, "jailbreaking" a Firestick is NOT illegal, what is illegal are the "extra" apps you download or devices purchased from sellers on the web, locally or at fleamarkets to steal paid content.

jimjamuser 05-15-2021 11:11 AM
Quote:
Originally Posted by J1ceasar (Post 1944714)
Here is the other side of the coin, it's a both positive and a negative. If you bought your home 5 or 10 years ago, you definitely got a bargain. However if you're newly what in the last one or two years then your housing price is at least one or $200,000 more did any of the other communities within 20 miles of The villages. I live in a community that's very nice with over 1,000 homes mostly stick build but yes some are modulars and we paid much less than the villages and there's still 27 holes of golf for those who want it two pools hundreds of activities and mostly of all nice neighbors. So you can consider it's a positive and a negative housing prices are way up in The villages and it's pricing some people out if they still pay mortgages or don't have the assets to out right buy a home
Good, interesting post.

jimjamuser 05-15-2021 11:27 AM
Quote:
Originally Posted by 4pocketz (Post 1944753)
You get a nice clean hopefully crime free safe and quiet community to live in. This is paradise in my opinion. Well worth the fees established.
I can honestly tell you that it is NOT crime-free. I had over $5,000 worth of tools stolen about 5 years ago. I suspect that some lawn maintenance employees act to inform others when residents are gone - and who has what desirable valuables. Be careful who you hire - get a security service - don't depend on the Community Watch - and DO lock your house up tightly!

Gulfcoast 05-15-2021 12:14 PM
I think you get a lot of bang for your buck in TV. I'm not a golf player (yet) but there is a wide variety of rec centers, swimming pools, clubs and other amenities to enjoy.

It seems like an affordable, good deal to me!

Garywt 05-15-2021 02:25 PM
Quote:
Originally Posted by Mistymom (Post 1944734)
We are newcomers and have asked many people, including our real estate agent to explain the bond. You have finally made it clear to us why the bond was different in most of the houses that we looked at.
We currently live in a four year old house with a substantial bond and must consider whether to pay it off or not. Our agent advised us not to, but we feel that this is our forever home.
We don’t think about our bond. I think it is about $120 a month and is collected by the bank as escrow. The bond, insurance and taxes are all part of the mortgage payment so we don’t even see it.

Garywt 05-15-2021 02:29 PM
Quote:
Originally Posted by tuccillo (Post 1944917)
Not exactly. You don't pay off the bond monthly. It is charged annually on your property tax bill send out around November each year, at least it is in my CDD.
If you have a mortgage you pay monthly.

Bogie Shooter 05-15-2021 03:07 PM
Quote:
Originally Posted by Garywt (Post 1945109)
If you have a mortgage you pay monthly.
The monthly payment goes into escrow and then paid at tax time. Right?

tuccillo 05-15-2021 03:16 PM
Yep.

Quote:
Originally Posted by Bogie Shooter (Post 1945135)
The monthly payment goes into escrow and then paid at tax time. Right?

joansullivan 05-15-2021 06:03 PM
I figure I am worth it. I enjoy much of what the Villages offers. Other things I do no take part in...but I could if I chose.

Spsmith444 05-15-2021 06:26 PM
How
 
Quote:
Originally Posted by jedalton (Post 1944813)
With a 4-k firestick a d $19/mth streaming service and get over 5000 channels. Including all local channels, all sports channels, all movie channels and much more. Ask me how.
How?

dgleason348 05-15-2021 07:04 PM
In a condo in Orlando we paid $344 per month HOA fee. We had an 18 hole golf course and a country club restaurant/bar. I think $162 is very reasonable for what we have access to!!

Red Rose 05-15-2021 08:55 PM
TV is very affordable. It's just a beautiful place with lots of fun things to do. Another thought to keep in mind is that residents who do golf the executive golf courses pay an additional fee of about $145 per year and that is for you and your spouse, so that must go towards maintenance of the executive courses also. If you don't golf, you don't pay that yearly fee.

OrangeBlossomBaby 05-15-2021 09:06 PM
Quote:
Originally Posted by Red Rose (Post 1945236)
TV is very affordable. It's just a beautiful place with lots of fun things to do. Another thought to keep in mind is that residents who do golf the executive golf courses pay an additional fee of about $145 per year and that is for you and your spouse, so that must go towards maintenance of the executive courses also. If you don't golf, you don't pay that yearly fee.
There is no extra fee to play the executive courses. They are free for life, just as advertised. Maybe you're thinking of a trail fee? You'd pay that only if you're taking a golf cart out. If you walk the course, you don't pay the trail fee. If you choose to take a golf cart, you can pay $4 per round for the trail fee, or $141/year for unlimited rounds.
But again, that is ONLY if you take your golf cart on the course. Walking the course costs nothing.

Nucky 05-15-2021 09:08 PM
Quote:
Originally Posted by OhioBuckeye (Post 1944831)
I had an older gentleman that lives in the historic side, north side of 27/441 & he told me when he moved there 25/30 yrs. ago you could live like a millionaire, now you have to be a millionaire to live there. Yea, I know he was exaggerating but, I know exactly what he was trying say! As you get older & don’t use the amenities or 1 or 2 of them, $150. to $170. a month is month gets pretty expensive for some people when you’re on a fixed income.
We care for a gentleman that is a little over 90 years old. He also lives in the Historic Division. :1rotfl: So he bought his house for about $55,000 30 years ago, golfed and used the pool, and was a vibrant member of The Villages but the minute his mobility became an issue the first thing he thought about wasn't therapy it was about paying the monthly feel and having very limited use of the facilities.

When I averaged out what he paid over the years and included the years that he has been limited it seemed to calm his concern about paying for something he can't use.

We have it made in the shade. I for one am happy to pay for such a beautiful place to live at a very reasonable rate. :clap2:

J1ceasar 05-16-2021 05:27 AM
The amenity thing is quite reasonable but it's a big butt, the home prices are at least 50% higher per square foot than many other places in Central Florida.

Tnbrewer 05-16-2021 06:39 AM
Thank you for what you do.
Everyone should be required to watch your videos of how financial information works in TV.

Tmarkwald 05-16-2021 06:48 AM
Quote:
Originally Posted by Garywt (Post 1945109)
If you have a mortgage you pay monthly.
It's not part of the mortgage unless you added it and had enough equity to do so.

You're the first person I've heard who did that.

Tmarkwald 05-16-2021 06:54 AM
Quote:
Originally Posted by OrangeBlossomBaby (Post 1944901)
The bond is a totally separate fee imposed on new construction. The buyer can choose to pay it off monthly, or they can pay it off in a lump sum. If they pay it off all at once, then whoever they sell that home to, some day, will have no bond fee to pay. If they pay it off monthly, then the -next- buyer will pay whatever balance is left, or nothing, if there's no balance left.
My bond is annual, added to the tax bill. Until it's paid off. 2 more years...

But yes, you could say it is paid monthly, as it does go into the escrow.

Jayhawk 05-16-2021 06:59 AM
Quote:
Originally Posted by J1ceasar (Post 1945280)
The amenity thing is quite reasonable but it's a big butt, the home prices are at least 50% higher per square foot than many other places in Central Florida.
Prove it or it's FAKE NEWS.

Apples to apples. At least 50%higher.

Can't be proven because there is no place like The Villages.

You don't even live here. WHY DO YOU CARE?

Tmarkwald 05-16-2021 07:08 AM
Quote:
Originally Posted by Jayhawk (Post 1945333)
Prove it or it's FAKE NEWS.

Apples to apples. At least 50%higher.

Can't be proven because there is no place like The Villages.

You don't even live here. WHY DO YOU CARE?
Well, it's people like that who make documentaries bashing TV because they aren't enjoying everything we have.

I don't care. We don't care. We love our bubble...

Just jealousy...

KYtoTV2021 05-16-2021 09:12 AM
A house in TV for $115? Maybe a trailer.
 
A house for $155K? No way.
We just bought a 1,500 sq ft house in TV for over $300K. Also, although you theoretically have "free golf for life" on the executive courses, you basically can only play twice a week because TV mgmt continues to build more and move houses but not enough infrastructure, such as executive golf courses, to support the growing number of residences and golfers.





Quote:
Originally Posted by OrangeBlossomBaby (Post 1944647)
It costs $159 a month for our amenity fee. We don't have any HOA fee at all. Compare with the nearest trailer park, where you own your house, you pay rent on the land, PLUS you pay an HOA of at least $200/month, and they have a single pool, no golf course at all, and you can't take a golf cart to get anywhere other than around the neighborhood.

If $159 a month is "not cheap" then you definitely can't afford to live in the Villages. Our utility bills are low, our taxes are low (compared with other states), if you choose to work there's no state income tax at all.

What's not cheap? Dining out every night, and the costs of alcoholic drinks at the bars. Shopping only at Publix and Fresh Market, and never at Winn Dixie or Aldi or Sam's or Walmart.

Oh and the price of milk everywhere -except- Aldi's and Walmart. I mean - what in the Sam Hill is up with that anyway? Are cows a rare commodity down here or something? Almost $3 for a half gallon of just normal ordinary store-brand 1% - but I can get it for $1.49 at Walmart, that's their regular price.

Anyway - it's not "cheap" but it is affordable to pretty much anyone who has a pension, or a 401k, or Social Security. You can buy a beautiful 1100-square-foot manufactured home in the Historic section for around $115k, and for another $30k you can update and make repairs, and enjoy retirement. And yes that would be a pre-owned home. But if you check every day and call a few realtors, you can probably find a clunker forclosure for under $70k, raze it to the ground, and build a small, but new home for another $120k.

Tmarkwald 05-16-2021 11:19 AM
Quote:
Originally Posted by OrangeBlossomBaby (Post 1944647)
It costs $159 a month for our amenity fee. We don't have any HOA fee at all. Compare with the nearest trailer park, where you own your house, you pay rent on the land, PLUS you pay an HOA of at least $200/month, and they have a single pool, no golf course at all, and you can't take a golf cart to get anywhere other than around the neighborhood.

If $159 a month is "not cheap" then you definitely can't afford to live in the Villages. Our utility bills are low, our taxes are low (compared with other states), if you choose to work there's no state income tax at all.

What's not cheap? Dining out every night, and the costs of alcoholic drinks at the bars. Shopping only at Publix and Fresh Market, and never at Winn Dixie or Aldi or Sam's or Walmart.

Oh and the price of milk everywhere -except- Aldi's and Walmart. I mean - what in the Sam Hill is up with that anyway? Are cows a rare commodity down here or something? Almost $3 for a half gallon of just normal ordinary store-brand 1% - but I can get it for $1.49 at Walmart, that's their regular price.

Anyway - it's not "cheap" but it is affordable to pretty much anyone who has a pension, or a 401k, or Social Security. You can buy a beautiful 1100-square-foot manufactured home in the Historic section for around $115k, and for another $30k you can update and make repairs, and enjoy retirement. And yes that would be a pre-owned home. But if you check every day and call a few realtors, you can probably find a clunker forclosure for under $70k, raze it to the ground, and build a small, but new home for another $120k.

I haven't seen a home in TV for under 100k in forever.

I've been searching fur foreclosures here for a year or so. There have only been a couple, and they were in bad shape at 150k and 1500 feet maybe..

So, I'd love to find those 70k homes. I'll take 5 please....

yankygrl 05-16-2021 12:58 PM
Quote:
Originally Posted by Tmarkwald (Post 1945485)
I haven't seen a home in TV for under 100k in forever.

I've been searching fur foreclosures here for a year or so. There have only been a couple, and they were in bad shape at 150k and 1500 feet maybe..

So, I'd love to find those 70k homes. I'll take 5 please....
Also you can “buy” one of the manufactured homes on the historic side but what I’ve been told is they have to be removed as the no longer meet code requirements and then you have to build a new home, stick and vinyl or concrete and stucco. In any event it’s going to cost you. A while back TV was purchasing these homes and doing exactly that then selling them.

tuccillo 05-16-2021 01:06 PM
No, that is not correct. While you need to have some flexibility on time and courses, you can play every day if you wish. I have no problem playing 4 days a week.

Quote:
Originally Posted by barrym823 (Post 1945437)
A house for $155K? No way.
We just bought a 1,500 sq ft house in TV for over $300K. Also, although you theoretically have "free golf for life" on the executive courses, you basically can only play twice a week because TV mgmt continues to build more and move houses but not enough infrastructure, such as executive golf courses, to support the growing number of residences and golfers.

Goldwingnut 05-16-2021 02:03 PM
Quote:
Originally Posted by Tmarkwald (Post 1945485)
I haven't seen a home in TV for under 100k in forever.

I've been searching fur foreclosures here for a year or so. There have only been a couple, and they were in bad shape at 150k and 1500 feet maybe..

So, I'd love to find those 70k homes. I'll take 5 please....
I guess that just shows what the market is here in The Villages.
Many will argue that they can buy a home a lot cheaper in other communities, and this is undoubtedly a factual truth that cannot be argued. The other fact with real estate is that location is the key factor in real estate value. The better the location the greater the value. For a retirement home in central Florida, THE LOCATION, is The Villages, yes we pay more because the value is greater.

rogerk 05-16-2021 04:02 PM
Quote:
Originally Posted by Goldwingnut (Post 1944672)
While we're at it, here's the video about the Maintenance Assessment since that will probably be asked about next

Maintenance Assessment and The Villages 6-19-19 Construction Update - YouTube
Thanks for the real facts. There is so much misinformation out there it is nice to see the real facts presented. https://d32rzbb554tqz0.cloudfront.ne...milies/bow.gif

joelfmi 05-16-2021 06:04 PM
were have you been
 
Quote:
Originally Posted by OrangeBlossomBaby (Post 1944647)
It costs $159 a month for our amenity fee. We don't have any HOA fee at all. Compare with the nearest trailer park, where you own your house, you pay rent on the land, PLUS you pay an HOA of at least $200/month, and they have a single pool, no golf course at all, and you can't take a golf cart to get anywhere other than around the neighborhood.

If $159 a month is "not cheap" then you definitely can't afford to live in the Villages. Our utility bills are low, our taxes are low (compared with other states), if you choose to work there's no state income tax at all.

What's not cheap? Dining out every night, and the costs of alcoholic drinks at the bars. Shopping only at Publix and Fresh Market, and never at Winn Dixie or Aldi or Sam's or Walmart.

Oh and the price of milk everywhere -except- Aldi's and Walmart. I mean - what in the Sam Hill is up with that anyway? Are cows a rare commodity down here or something? Almost $3 for a half gallon of just normal ordinary store-brand 1% - but I can get it for $1.49 at Walmart, that's their regular price.

Anyway - it's not "cheap" but it is affordable to pretty much anyone who has a pension, or a 401k, or Social Security. You can buy a beautiful 1100-square-foot manufactured home in the Historic section for around $115k, and for another $30k you can update and make repairs, and enjoy retirement. And yes that would be a pre-owned home. But if you check every day and call a few realtors, you can probably find a clunker forclosure for under $70k, raze it to the ground, and build a small, but new home for another $120k.
To built a decent livable new home 3 bedrooms to baths, 3 car garage can start at of cost $250K to $400K. The cost of the fees is very high, but you get what you pay for and want.

davem4616 05-16-2021 07:02 PM
we don't play gold either....and we don't have any children in the school system

yet, we'd like to see more money for the school system and are happy that those of our neighbors that like to play golf at this advanced age are able to do so inexpensively

sounds like you're not really a good fit for The Villages....hope you find a place that you like and you don't feel like you're
being asked to pay money for other people.

Sad that you neve learned to share...

Tmarkwald 05-17-2021 05:33 AM
Quote:
Originally Posted by yankygrl (Post 1945540)
Also you can “buy” one of the manufactured homes on the historic side but what I’ve been told is they have to be removed as the no longer meet code requirements and then you have to build a new home, stick and vinyl or concrete and stucco. In any event it’s going to cost you. A while back TV was purchasing these homes and doing exactly that then selling them.
I had seen where TV was buying and rebuilding, They've stopped that now.

You do not have to remove them. You can purchase and live in them just like anywhere else in TV. Code requirements do not apply to pre-existing construction or manufactured homes of that age.

There were a couple for sale on TV website last month. It is a great way for people to get into TV and the area is nice as well.

Tmarkwald 05-17-2021 05:41 AM
Quote:
Originally Posted by Goldwingnut (Post 1945557)
I guess that just shows what the market is here in The Villages.
Many will argue that they can buy a home a lot cheaper in other communities, and this is undoubtedly a factual truth that cannot be argued. The other fact with real estate is that location is the key factor in real estate value. The better the location the greater the value. For a retirement home in central Florida, THE LOCATION, is The Villages, yes we pay more because the value is greater.
And it is very telling that many homes for sale within a reasonable distance actually quote how far TV is from the home, the same way some homes further south state how far they are from Disney.

TV is not just a collection of small villages, it is a location - and environment - yes, a bubble. A bubble where we feel safe, secure, and for most of us, quite happy to be here.

From personal experience, and this is very easy for anyone to do - in preparation for my move to TV, I rented a small apartment right in Oxford, barely outside of TV and transferred my cars down. When I changed my address to 1/4 mile away or so - my TV home - my auto insurance dropped by $1000 yearly. When I asked why, the agent said historically TV is the safest place in Florida. For anyone who cares, with was AAA insurance - ACG group South Florida.

Challenger 05-17-2021 09:30 AM
Quote:
Originally Posted by Maineguides (Post 1944668)
I see everyone talking about a monthly amenity feeand that there’s no hoa fee. Where does the “bond” figure in
The Bond has nothing to do with amenity fees . The Bond is part of the "total consideration" paid for the home.
.

OrangeBlossomBaby 05-17-2021 11:50 AM
Quote:
Originally Posted by Tmarkwald (Post 1945485)
I haven't seen a home in TV for under 100k in forever.

I've been searching fur foreclosures here for a year or so. There have only been a couple, and they were in bad shape at 150k and 1500 feet maybe..

So, I'd love to find those 70k homes. I'll take 5 please....
There were three, a year ago. I was looking on my sister's behalf. They were all manufactured homes, two of them were single-wides near Silver Lake. One was a blind auction listing. All three were definitely tear-downs.

OrangeBlossomBaby 05-17-2021 11:55 AM
Quote:
Originally Posted by yankygrl (Post 1945540)
Also you can “buy” one of the manufactured homes on the historic side but what I’ve been told is they have to be removed as the no longer meet code requirements and then you have to build a new home, stick and vinyl or concrete and stucco. In any event it’s going to cost you. A while back TV was purchasing these homes and doing exactly that then selling them.
That is all completely not true, except for the last sentence.

In fact, if you choose to buy a tear-down and replace it, you can replace it with another manufactured home. It's your choice; some people have replacements rolled in on flatbed trucks, some have them built on site.

What IS required, is that if you do a window replacement of an older manufactured home, the replacement must meet certain minimum hurricane standards. The original windows did not. If you're just replacing a broken glass you can replace that with a matching piece. But if you're buying a whole new frame, it has to meet those standards.

Dr Winston O Boogie jr 05-17-2021 12:13 PM
Quote:
Originally Posted by Goldwingnut (Post 1944669)
Here's information on the Amenity Fee

The Amenity Fee (part 1) and The Villages 7-26-2020 Construction Update - YouTube
The Amenity Fee (part 2) and The Villages 8/17/20 Construction Update - YouTube

Your wife's perception about golf's budget cost is very common, but wrong. Golf accounts for about 3% of the total expenditures of the combined amenity districts budgets.
I watched part one and didn't see any expenses for executive golf course maintenance.

Dr Winston O Boogie jr 05-17-2021 12:17 PM
Quote:
Originally Posted by OrangeBlossomBaby (Post 1946102)
That is all completely not true, except for the last sentence.

In fact, if you choose to buy a tear-down and replace it, you can replace it with another manufactured home. It's your choice; some people have replacements rolled in on flatbed trucks, some have them built on site.

What IS required, is that if you do a window replacement of an older manufactured home, the replacement must meet certain minimum hurricane standards. The original windows did not. If you're just replacing a broken glass you can replace that with a matching piece. But if you're buying a whole new frame, it has to meet those standards.
I don't believe that the last sentence is true either. TV was buying them, removing them and building site built homes on the lots. They are now buying them and removing the old manufactured homes and selling the lots.

My understanding was that they were donating the manufactured homes that were in good shape to Habitat for Humanity. They are stored behind the Daily Sun building on Rolling Acres Road.

What is also true is that you don't have to use the Villages builder or build any of their models. Many people have chosen other builders and designed their own home.

Goldwingnut 05-17-2021 12:34 PM
Quote:
Originally Posted by Dr Winston O Boogie jr (Post 1946111)
I watched part one and didn't see any expenses for executive golf course maintenance.
It's $4.2M for the executive courses, it's listed as Golf Management Services. Here's links to 2 sections of the video that discuss it (each link goes to a different time marker).

The Amenity Fee (part 1) and The Villages 7-26-2020 Construction Update - YouTube

The Amenity Fee (part 1) and The Villages 7-26-2020 Construction Update - YouTube

wlasowicz 05-18-2021 01:00 PM
I see by the answers to my post about amenities that some people have been replying that HOA are higher at other retirement communities. I have done some research my self and yes they may be higher but from what I have seen they are not apples to apples. From what I read yes it may be a higher HOA but lawn service on your property and common area is included , trash pickup ( which is a separate bill item on your village CDD bill ) irrigation and other service depending where you look which you have to pay extra if you chose to your own in the villages.


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