Talk of The Villages Florida
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Talk of The Villages Florida (https://www.talkofthevillages.com/forums/)
-   The Villages, Florida, General Discussion (https://www.talkofthevillages.com/forums/villages-florida-general-discussion-73/)
-   -   Buy Euros (https://www.talkofthevillages.com/forums/villages-florida-general-discussion-73/buy-euros-344910/)

npwalters 10-22-2023 09:21 PM
Quote:
Originally Posted by metoo21 (Post 2267515)
If you go to a bank or a credit union, what I wrote is the norm. If you go to a currency exchange like in an airport or foreign country, they do the exchange to make money and you accept paying more or getting less for the conversion. That is how they make their money. They won't sell or buy at the price you'll get at a bank or CU. Their business is to make money on the conversions back and forth.

And a bank or CU will usually waive the $10+ fee if you purchase or sell $200 or more foreign dollars so it has nothing to do with a reduced buy back. Regarding coins, the goal is to spend the coins before leaving, put them in one of the many coin/currency collection bins around the airport that goes to charity or simply keep as a souvenir.

Maybe you'll find someone that doesn't understand how it works and you can take advantage. Good Luck.
Most banks and credit unions have a lower buy rate than sell. Regions puts it up front in their information page. The bank you cited does too. They just call it a $10 fee. Euros come in 1 and 2 euro denomination coins so it is quite common to have several euros in coin.

Apparently you couldn’t comprehend my example using a 50 euro exchange. The fee is reduced if one exchanges larger amounts.

No worries. The usual suspects have
done their normal job of silly and uniformed comments on something that does not concern them.

Two Bills 10-23-2023 02:35 AM
Get a Wise Bank prepaid cash card.
Easy to service, buy currency when market is advantageous, cheap ATM withdrawals, International money transfers at best rates.
Been with them for many years, never a problem.

Laker14 10-23-2023 03:46 AM
Quote:
Originally Posted by npwalters (Post 2267516)
Most banks and credit unions have a lower buy rate than sell. Regions puts it up front in their information page. The bank you cited does too. They just call it a $10 fee. Euros come in 1 and 2 euro denomination coins so it is quite common to have several euros in coin.

Apparently you couldn’t comprehend my example using a 50 euro exchange. The fee is reduced if one exchanges larger amounts.

No worries. The usual suspects have
done their normal job of silly and uniformed comments on something that does not concern them.
TOTV in a nutshell.

dcammel 10-23-2023 04:17 AM
Use ATM in Airport on arrival
 
Quote:
Originally Posted by metoo21 (Post 2267500)
To clarify that, it is 0.9461 euro per US dollar. But that price is generally for a minimum of $10,000. Be prepared to pay at least $1.08 for a euro. Or go to a large bank like Wells Fargo and order some to be mailed to you. You'll pay at least $1.08/euro plus a transaction fee of $10 + for them to sell them to you.

Good luck finding someone to see them to you for 80 cents/euro.
.

You can notify your bank of travel overseas and withdraw Euros from ATM in airport at best rate with out delivery fees. Most merchants also accept major debit/credit cards at best rate of day when posted. Very little need for large amounts of foreign currency.

Tcole 10-23-2023 05:07 AM
Quote:
Originally Posted by npwalters (Post 2267486)
Leaving next week for a Spain vacation. I will buy up Euros at 80 cents per Euro up to 200 euros.

PM me if you have at least 40 remaining from your trip.
Hey folks, I’ll best Pam&Nick by offering 86 cents per Euro up to €200.

PM me if you have at least €40.

Thanks!
Tcole

Arctic Fox 10-23-2023 06:07 AM
I am neither buying nor selling Euros so it is really none of my business

I assume that the two consenting adults involved in any agreement will have on-line access to the current exchange rate

CoachKandSportsguy 10-23-2023 06:08 AM
Quote:
Originally Posted by npwalters (Post 2267516)
Apparently you couldn’t comprehend my example using a 50 euro exchange. The fee is reduced if one exchanges larger amounts.

No worries. The usual suspects have
done their normal job of silly and uniformed comments on something that does not concern them.
Your math and logic is the same as a/the bank. Agree that the fx transaction offer is the same.
Agree with the comments in that people are offering meaningless suggestions on converting USD to Euros and your post is offering a Euro to USD conversion. . . very silly and ignorant posters giving non sequiturs about buying euros in bulk when you have a rational and plan anyway for buying pocket change

Offer to beat the bank with a $5 fee and offer $0.96 per euro
or offer to beat the bank with a $3 fee and offer $1.00 per euro
and you might get some takers from the peeps who aren't planning to go back again.

make it a friendly offer, not the same rate as a bank's nusance transaction. . .

finance guy negotiations. . .
or sales / marketing suggestions. . .
whichever side of the coin you are on. .

heads I am buying / tails you are selling

LoriV 10-23-2023 06:15 AM
I have 200,00 euros for US $222.00 if you are interested. I sent my phone number to you in a PM.

Garcopc 10-23-2023 06:52 AM
Strengthening US dollar
 
The euro held at around $1.0476 on Tuesday, its weakest since December, and it has fueled predictions it will soon hit parity, or a one-to-one equivalent with the dollar.

Berwin 10-23-2023 07:05 AM
If I had some Euros rattling around in the drawer from my last trip (which I do but have no idea where) and was not planning another trip in the near future, I'd be glad to help a guy out. When I was traveling to Europe several times a month back in my Army days, I'd always make sure I had sufficient Euros to take the train or taxi from the airport to my hotel. Then, I'd hit an ATM to withdraw Euros which offered the best exchange rate back then.

Stu from NYC 10-23-2023 07:36 AM
Quote:
Originally Posted by Tcole (Post 2267528)
Hey folks, I’ll best Pam&Nick by offering 86 cents per Euro up to €200.

PM me if you have at least €40.

Thanks!
Tcole
Love competition. We are interested in purchasing 500 euros make me an offer.

mtlee024 10-23-2023 07:48 AM
I got Euro's
 
Quote:
Originally Posted by npwalters (Post 2267503)
So I take it that those of you that chose to sharpshoot don't actually have any Euros to sell?

BTW, for you finance wizards, the rate you should be looking at is the buy back rate. The rate the financial institution will pay for euros.
However, I am not going to sell them for $.80 per Euro dollar. That woulkd be stupid. I will sell them to you for $1.05 per Euro Dollar.

oneclickplus 10-23-2023 08:10 AM
Quote:
Originally Posted by npwalters (Post 2267486)
Leaving next week for a Spain vacation. I will buy up Euros at 80 cents per Euro up to 200 euros.

PM me if you have at least 40 remaining from your trip.
Really! You won't even come close to the exchange rate? A Euro is $1.06 or more as I write this. I'll just keep mine.

oneclickplus 10-23-2023 08:12 AM
Quote:
Originally Posted by npwalters (Post 2267503)
So I take it that those of you that chose to sharpshoot don't actually have any Euros to sell?

BTW, for you finance wizards, the rate you should be looking at is the buy back rate. The rate the financial institution will pay for euros.
Or hold for our next trip abroad.

gmdds 10-23-2023 08:34 AM
Euros to sell
 
I have some, but the rate is $1.06 per €.


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