Talk of The Villages Florida
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Talk of The Villages Florida (https://www.talkofthevillages.com/forums/)
-   The Villages, Florida, General Discussion (https://www.talkofthevillages.com/forums/villages-florida-general-discussion-73/)
-   -   Buyers Beware-Flooding (https://www.talkofthevillages.com/forums/villages-florida-general-discussion-73/buyers-beware-flooding-352826/)

Aces4 09-10-2024 01:19 PM
Quote:
Originally Posted by Marathon Man (Post 2369284)
My recollection is that the water damage was due to rain through broken windows, etc. Not flooding.
Wrong. Search for article in that other online newspaper, September 7th 2024 regarding historic side owners worrying about recent water rising. They provide the interview one of the homeowners gave regarding flooding his home suffered from Irma in 2017.

This is all paraphrased, no direct quotes.

Normal 09-10-2024 01:29 PM
Why Buy in Florida
 
If you were afraid of flooding in Florida, why on Earth would you consider buying here! Move on.

If a flood comes, pony up and try and keep the insurance companies out of it if you can.

We are the lightning capital of the world! You are going to see at least one 5 inch rainstorm a year. Recently in Ft. Lauderdale they got over 20 inches of rain in a 24 hour period. It’s gonna rain, and you are going to see occasional flooding. We have coastline an hour plus on either the eastward or westward side of us. In addition, Hurricanes bring torrential rain at times no matter where you live in the state. We aren’t living on mountain tops.

Aces4 09-10-2024 01:56 PM
Quote:
Originally Posted by Normal (Post 2369296)
If you were afraid of flooding in Florida, why on Earth would you consider buying here! Move on.

If a flood comes, pony up and try and keep the insurance companies out of it if you can.

We are the lightning capital of the world! You are going to see at least one 5 inch rainstorm a year. Recently in Ft. Lauderdale they got over 20 inches of rain in a 24 hour period. It’s gonna rain, and you are going to see occasional flooding. We have coastline an hour plus on either the eastward or westward side of us. In addition, Hurricanes bring torrential rain at times no matter where you live in the state. We aren’t living on mountain tops.
Yeah, Florida gets rain and it’s fairly flat. However, I think most would avoid buying in a FEMA floodplain if at all possible.

Information is there for those who are contemplating a purchase in the The Villages and if they want to gamble, they have the freedom of choice to do so.

Marathon Man 09-10-2024 02:45 PM
Quote:
Originally Posted by Aces4 (Post 2369294)
Wrong. Search for article in that other online newspaper, September 7th 2024 regarding historic side owners worrying about recent water rising. They provide the interview one of the homeowners gave regarding flooding his home suffered from Irma in 2017.

This is all paraphrased, no direct quotes.
There were a couple of houses that had windows broken by trees. Then the high winds brought in the rain. So, pretty sure not wrong.

Aces4 09-10-2024 04:30 PM
Quote:
Originally Posted by Marathon Man (Post 2369311)
There were a couple of houses that had windows broken by trees. Then the high winds brought in the rain. So, pretty sure not wrong.
Search for the article with the suggestions provided and read for yourself. A house being flooded is much different than damp flooring from a broken window.

Altavia 09-10-2024 05:02 PM
Quote:
Originally Posted by blueash (Post 2369283)
Don't assume anything about what the developer did. He is interested in selling you a house not in protecting you from needing flood insurance. He follows the minimum requirements of the building codes. So if the house having a higher foundation is important, you better check that feature.

Have you identified any recent Villages home still in the flood plane after construction?

People can verify by checking the altimeter available in most GPS. Anything above 75 ft is above the flood plain here.

G.R.I.T.S. 09-10-2024 07:18 PM
Flooding in Duval caused by the construction of the assisted living facility on 466a. I think TV covered it and added a large retention pond.

Rocksnap 09-14-2024 02:07 PM
Quote:
Originally Posted by bshuler (Post 2369166)
Moutrie Creek area is in a swamp. It just is.. FEMA shows as Zone AE for most of it. Thats a 26% chance over the life of a 30-year mortgage

Last month (August 2024) was Hurricane Debby, just a heavy rainstorm by the time it hit TV.
I saw a villager showing off his rain gage filled to the top 10 inches.

Question: Did the Moultrie Creek/Middleton/Shady Brook area have and water rising close to any homes?

I am in the process of buying a home in Shady Brook. It is in an AE Zone. I assume the Developer has raised the foundation of the home above the water hazard elevation and that FEMA will update the map in a few years (I will appeal).

Thanks
Also in Shady Brook. Moving in early October. Hoping the FEMA maps are updated soon. I just paid $1400 for FEMA flood insurance. Neptune, a private company, was $75 more.
To put this in context, homeowners insurance was $1475, with added extra sinkhole coverage.

Altavia 09-14-2024 02:34 PM
2 Attachment(s)
Quote:
Originally Posted by bshuler (Post 2369166)
Moutrie Creek area is in a swamp. It just is.. FEMA shows as Zone AE for most of it. Thats a 26% chance over the life of a 30-year mortgage

Last month (August 2024) was Hurricane Debby, just a heavy rainstorm by the time it hit TV.
I saw a villager showing off his rain gage filled to the top 10 inches.

Question: Did the Moultrie Creek/Middleton/Shady Brook area have and water rising close to any homes?

I am in the process of buying a home in Shady Brook. It is in an AE Zone. I assume the Developer has raised the foundation of the home above the water hazard elevation and that FEMA will update the map in a few years (I will appeal).

Thanks
That area is among the lowest risk from hurricane and floods in the state.

Duke Power used that area to stage thousands of trucks and workers prior to recert hurricanes.

At Duke'''s Hurricane Idalia staging area south of The Villages, hundreds of lineworkers are ready


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