Talk of The Villages Florida
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Talk of The Villages Florida (https://www.talkofthevillages.com/forums/)
-   The Villages, Florida, General Discussion (https://www.talkofthevillages.com/forums/villages-florida-general-discussion-73/)
-   -   Can’t Afford The Villages (https://www.talkofthevillages.com/forums/villages-florida-general-discussion-73/cant-afford-villages-340883/)

golfing eagles 04-28-2023 10:54 AM
Quote:
Originally Posted by herremans (Post 2212504)
Our ins doubled with villages,one year --went elsewhere
So, the only criterium by which you decided to stay in TV or move elsewhere was the cost of homeowner's insurance??? OK, whatever.:confused::confused::confused:

Laker14 04-28-2023 10:57 AM
Quote:
Originally Posted by golfing eagles (Post 2212510)
So, the only criterium by which you decided to stay in TV or move elsewhere was the cost of homeowner's insurance??? OK, whatever.:confused::confused::confused:
poster might have meant they went elsewhere for insurance?

JGibson 04-28-2023 10:59 AM
Quote:
Originally Posted by Papa_lecki (Post 2212210)
Keep telling yourself that, I just went to five guys web site,

In Brownwood a burger is 10.09
In some random town in South Carolina it’s 9.29
In some renadom town outside of Philadelphia, it’s 9.69
In Miami and Los Angeles, it’s 10.59

Is $0.40 or $0.80 that much more expensive?

The median income in Sumter County is $46,000 in Los Angeles it’s $80,000.

So tell me again how they’re not price gouging.

golfing eagles 04-28-2023 11:06 AM
Quote:
Originally Posted by JGibson (Post 2212512)
The median income in Sumter County is $46,000 in Los Angeles it’s $80,000.

So tell me again how they’re not price gouging.
Not really sure there is a direct correlation between the cost of restaurant food and median income in a county. If the median income in Los Angeles is $80,000, is it the same in Beverly Hills as it is in Watts? Do they charge 10-12 times as much for a burger in Beverly Hills than in Watts? Is the median income in TV the same as Sumter County as a whole??? Since most residents in TV are retired, should the comparison be net worth???

I think we should go with the OP's 40-80 cent absolute price difference and not try to read more into it than is there.

golfing eagles 04-28-2023 11:06 AM
Quote:
Originally Posted by Laker14 (Post 2212511)
poster might have meant they went elsewhere for insurance?
That would make more sense. My bad.

Leisha2 04-28-2023 11:09 AM
I have a great rental
 
It would be great for 1 person, 2 bed, 1 bath, large master, corner lot. Beautiful. Alice 352-272-4678

Quote:
Originally Posted by DiviAruba (Post 2211794)
I thought I had everything figured out for moving to The Villages. I had to wait for my divorce to go through to buy a house. It went through last week and I am now rethinking if I can afford living in TV.
What is scaring me is homeowners insurance and car insurance. I have a place in MA that I can register the car, so that would make the insurance much cheaper. I am in N Ft Myers and homeowners and car insurance has jumped in price since Ian. Have the prices also gone up for insurance in TV?

joelfmi 04-28-2023 02:41 PM
I hope you don't believe everything you read. It is expensive to live there at the villages and all of Florida now.

golfing eagles 04-28-2023 02:48 PM
Quote:
Originally Posted by joelfmi (Post 2212592)
I hope you don't believe everything you read. It is expensive to live there at the villages and all of Florida now.
So says the person who does not, and never has lived here. Ignore him, everybody else does.

Pairadocs 04-28-2023 07:22 PM
Quote:
Originally Posted by villagetinker (Post 2211815)
OP, a lot depends on the age of the house, ours is a 2013 vintage concrete block with wind mitigation on the roof, the result was a mild increase of around $300. Car insurance also depends on your selected coverage, especially deductibles, I tend to have $1000 or higher deductibles, I just got the bill, 2 cars (2012 and 2021 vintage) and it is around $1700, I have some questions and will be discussing with agent shortly.
The age of the roof on your house will have a big impact on your insurance rate, if it is approaching 15 years, you better plan on a new roof in your future (at your cost).
Hope this helps, make sure you account for all of the other expenses. Search this site, as there is another thread on the typical living expenses.
Also many Utube videos on same subject... but again, unless you know the personal interests, hobbies (travel is going to require more than needlework hobby), how much routine maintenance a person is willing to do themselves and how much they want to hire done, just too many variables. I know neighbors who don't even use their autos once a week, do everything by golf cart. Have relatives here who never use their golf cart to go anywhere, even to the grocery just blocks away, and even drive to the postal station/pool in an auto, so how to plan unless you know you'll use $50 in gasoline a mo. or $300. Hard to give someone else advice... past just very general !

Andyb 04-28-2023 07:30 PM
Quote:
Originally Posted by DiviAruba (Post 2211794)
I thought I had everything figured out for moving to The Villages. I had to wait for my divorce to go through to buy a house. It went through last week and I am now rethinking if I can afford living in TV.
What is scaring me is homeowners insurance and car insurance. I have a place in MA that I can register the car, so that would make the insurance much cheaper. I am in N Ft Myers and homeowners and car insurance has jumped in price since Ian. Have the prices also gone up for insurance in TV?
Inflation means everything goes up everywhere, except your income.
Insurance most everywhere where there is growth has gone through the roof. Changes sometimes have consequences, as witnessed these last two years.

jimjamuser 04-29-2023 06:41 AM
Quote:
Originally Posted by golfing eagles (Post 2212510)
So, the only criterium by which you decided to stay in TV or move elsewhere was the cost of homeowner's insurance??? OK, whatever.:confused::confused::confused:
Yes, my point exactly. They are not looking at the BIG PICTURE, but rather concentrating on minor details

RICH1 04-29-2023 06:46 AM
They wanted to Raise Minimum Wage, and Now we all are suffering the consequences! It’s Expensive to live everywhere! If you can’t afford living in The Villages, then you need to rethink your life’s Plan .., PRICES ARE GOING UP IN THE VILLAGES

rustyp 04-29-2023 07:16 AM
Quote:
Originally Posted by RICH1 (Post 2212751)
They wanted to Raise Minimum Wage, and Now we all are suffering the consequences! It’s Expensive to live everywhere! If you can’t afford living in The Villages, then you need to rethink your life’s Plan .., PRICES ARE GOING UP IN THE VILLAGES

Does immigration drive down inflation?

While the first speaks of immigration increasing the demand for goods and services; the latter speaks of immigration driving down inflation by increasing the labour supply, which is essence drives down real wage demands, preventing inflation.In addition many immigrants are willing to work for minimum wage in exchange for a new home in a land where they have hopes of achieving the "American Dream". Both arguments do have their rationale which seems true from their respective perspectives.

TideFan 04-29-2023 07:58 AM
Car registered in MA
 
Quote:
Originally Posted by DiviAruba (Post 2211954)
That is my concern, the insurance and taxes.
I was under the impression that where ever you registered your car was where you paid your state taxes. In other words you could only register a automobile in your home state. Is that not true anymore?

JGibson 04-29-2023 08:11 AM
Quote:
Originally Posted by RICH1 (Post 2212751)
They wanted to Raise Minimum Wage, and Now we all are suffering the consequences! It’s Expensive to live everywhere! If you can’t afford living in The Villages, then you need to rethink your life’s Plan .., PRICES ARE GOING UP IN THE VILLAGES
Or sure the minimum wage is the culprit.

Have you seen how much money has been dumped into the economy since COVID.

It's basic economics.


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