Originally Posted by dewilson58 (Post 2315558)

Not jus car insurance.....................Trucking insurance is out of control if you drive in Florida or California.
Some trucking companies refuse to drive in FL &/or CA.

"Everything" you buy comes by truck & you are paying for their insurance.

Originally Posted by kmspla1952 (Post 2315290)

Received a letter from Travelers (car insurance) stating they will no longer continue coverage based on "your agent (AAA) no longer represents us for personal lines property and casualty business".

So I've started car insurance shopping. Sticker shock! The least expensive policy is $800 more than last year. The agent I'm working with included these articles:

Auto insurance rates this year have seen the largest increase in 47 years per CNN Business.

Car insurance rates just had their biggest annual jump in 47 years. This is why | CNN Business

Per the Washington Post article, auto rates on average went up 17% across the country but the state to state increases are drastically different. In Florida, they show an increase of 88%, by far the largest in the country.

https://www.washingtonpost.com/busin...ims-disasters/

I'm still continuing to shop and some may say that an increase of $800 is good but my, my.

Originally Posted by Dusty_Star (Post 2315356)

You say the least expensive increase is $800, but not what your base is.

Insurance prices change depending on different factors. Your car matters (ie: I've heard Kias are very expensive to insure), your credit rating matters, your driving record matters & so on.

Originally Posted by kmspla1952 (Post 2315531)

Thank you all for your replies and suggestions.

Update: received a letter from AAA (not the agent but the company) yesterday stating that THEY would continue the coverage in place of Travelers but for only a 6 month term. The other quotes I received were for a 6 month term also. Guess that's the way it is now - 6 months at a time. Anyway, the price given was "ballpark" to last years Traveler's policy and we will go with them.

I blame myself for being so reactionary. They mailed the renewal cancellation on 02-29 and our policy expires on 04-23. I immediately reacted by contacting other agents for quotes knowing that these things take time. AAA sent the letter I received yesterday, 3 weeks after the cancellation notice. I just should have waited. My situation resolved itself and now I have another "lesson learned" to add to my lessons of life.

Thank you all again.

Originally Posted by GATORBILL66 (Post 2315521)

Car insurance rates will continue to climb as long as these lawyers, such as Morgan & Morgan and Dan Newland keep getting million of their clients. The government needs to cap these outrageous payouts!

Originally Posted by kkingston57 (Post 2315799)

Lawyers rates are governed. Biggest problem is that juries have rewarded their clients immensely and no control over them. Just like the old McDonalds hot coffee case. Medical malpractice damages have been capped and now it it hard to get a good lawyer to handle a legitimate medical malpractice case. Lawyers will always find ways around the rules

Originally Posted by Pballer (Post 2315369)

That sounds awfully cheap. Do you have collision, comprehensive, and uninsured/underinsured motorist coverage?

Originally Posted by retiredguy123 (Post 2315803)

Many auto insurance companies limit their liability coverage to $250K maximum. I had to shop around to find a company that would sell me $1 million. So, I think auto insurance rates are more likely determined by smaller property damage claims.

Originally Posted by Caymus (Post 2316017)

Wouldn't an umbrella policy be a better option?

Originally Posted by Girlcopper (Post 2316013)

That is very cheap. I have no citations, no accidents, my car is garaged. I’m paying more than that and I have full coverage and a high deductible, That quote is very odd. I paid that years ago before rates increased.