Ramsey is an interesting fellow, a bit too conservative for my taste but he seems to have helped many people.

Still would like to know what he said. Why would someone leave that comment and not come back?

Just so you don't have to keep asking, a quick Google search found this.
Are Credit Card Points Worth It? | DaveRamsey.com

Thanks, interesting article.

We pay off our charges monthly and think the cash back with our Sams M/C is very worthwhile. 3 percent on travel air restaurants work great for us, other than this year of course.

We do have a travel card that we pay $ 95 yearly that came with about 60,000 air miles but also a free pass to the United club annually.

When we were able to travel it was worth it to us but now will seriously consider dropping it.

Dave Ramsey, “You can wander into debt, but you can’t wander out”.

They are building a Costco in Ocala.

They are not building a store in Ocala. They purchased a KMART distribution center and will use it as a DC not a store. There is a sign that they are hiring that got everyone excited. The Mayor of Ocala provided the info of no store.

I read this and probably good information
 

for people , but it means nothing to most people , my card is no fee, I spend as much money as I like not because of the cash I’ll get back and my credit card company Bank of America. Gives me real cash back, I usually wait till I have $500 , they will ask if you want it towards your bill ( no) sent to your bank account( no) or a check in the mail (yes) because I’m going to spend it lol