Talk of The Villages Florida - Rentals, Entertainment & More
Talk of The Villages Florida - Rentals, Entertainment & More
#31
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One bad thing we have found about the texts for a charge is that hubby can't buy me any presents without me finding out! So now he has to use our daughter, who he calls his "shopper elf". She buys what he wants and then we pay her back. |
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#32
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Maybe I’m just lucky or I bank at a good bank. I’ve had my credit compromised when someone was trying to use it when I was trying to use it at the same time where I lived so whoever was trying to use it in another state, red flags popped up where ever it trying to be used. My bank stopped it before this person even got there merchandise. Then my bank called me or emailed me & told me what happened & they said this credit card was no good & they gave me a new one. My best defense is when we go on vacation out of state I always call my bank & give them all the details. Credit cards aren’t fool proof. You would think with all the technology we have, you would think credit cards could be made absolutely fool proof.
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#33
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In the UK and Canada, the servers in the restaurants and elsewhere bring a machine to your table every time so your card is never out of sight. No reason why it can’t be done in the US. HK
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#34
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It seems every year I have fraud attempted on one or two of my cards. Fortunately the issuers usually spot it and notify me.
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"No one is more hated than he who speaks the truth." Plato “To argue with a person who has renounced the use of reason is like administering medicine to the dead.” Thomas Paine |
#35
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That's why virtual cards are so much more secure. The card info is in "virtual space" and the only way to access it is with your fingerprint or facial recognition technology on your cell phone. |
#36
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I agree. I think the banks should require restaurants and other merchants to bring a machine to the table, or allow the customer to swipe or wave their card at the machine themselves. The way it works now, any employee can snap a photo of your card when they take it into the back room. They don't even need a skimmer. Banks could stop this immediately.
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#37
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I learned some good tips here today. I've never used PayPal, never will. Just don't trust it. We tend to put everything on one card because the reward points are so good. Have been compromised a few times over the years but our bank CC company is very on top of any suspicious activity. We also track every day on line. The other good thing they do is it's one account, but each card has its own different number. We split all the recurring monthly payment vendors 50-50, so if one of us is compromised and has to get a new card/number, at least we only have to update half the list. Still a hassle, but changing 10-15 vendors is better than 20-30.
I like the idea of using a separate card just for restaurants; will probably start using the back-up card for that. |
#38
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Thx for the tips!
I use my debit card all the time, PayPal once a month or so. n my charge card at Christmas only !
But. —- I have a lot to think about now. Didn’t think about the debit card not being as secured from my bank. And same with pay pal! I totally see your point! Thank you. Also. I agree 💯 % on the card shouldn’t leave our table ! Or hands. I am going to use cash a bit more n think about all of this info. Thank you all so much ! Merry Christmas and happy New Yr 2020🇺🇸🇺🇸🇺🇸 |
#39
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JFYI, the Olive Garden here has the machine on the table. it is great!
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#40
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Only carry America Express, they care. Will call u, send text or email when a charge does not fit profile
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Do not worry about things you can not change |
#41
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Amex is not accepted very much out of the country, especially in small shops and big grocery stores.
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It's harder to hate close up. |
#42
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My impression is when credit card companies take precautions against fraud they are protecting themselves mainly. They need to reimburse you if you notify them in time of unauthorized charges so it is they who are out the money not the card holder.
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#43
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I never use a credit card @gas stations when I travel, the only gas station I use a credit card @ is Sam's, I use the Shell gas cards that we accumulate @ Publix for out of area travel--gas stations along interstates, are known to have skimmers
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#44
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Exactly!
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#45
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