Talk of The Villages Florida - Credit card fraud

Talk of The Villages Florida (https://www.talkofthevillages.com/forums/)

- The Villages, Florida, General Discussion (https://www.talkofthevillages.com/forums/villages-florida-general-discussion-73/)

- - Credit card fraud (https://www.talkofthevillages.com/forums/villages-florida-general-discussion-73/credit-card-fraud-300526/)

Quote:

Originally Posted by asianthree (Post 1699790)

Only carry America Express, they care. Will call u, send text or email when a charge does not fit profile

I use both. Visa does the same thing. I have had difficulty in the past with Amex helping me on a bum charge. Capital One Visa has been exceptional in detecting fraud.

Amex is not accepted very much out of the country, especially in small shops and big grocery stores.

Quote:

Originally Posted by asianthree (Post 1699790)

Only carry America Express, they care. Will call u, send text or email when a charge does not fit profile

My impression is when credit card companies take precautions against fraud they are protecting themselves mainly. They need to reimburse you if you notify them in time of unauthorized charges so it is they who are out the money not the card holder.

I never use a credit card @gas stations when I travel, the only gas station I use a credit card @ is Sam's, I use the Shell gas cards that we accumulate @ Publix for out of area travel--gas stations along interstates, are known to have skimmers

Quote:

Originally Posted by jojo (Post 1699274)

I am aware that many of us have suffered having our credit card compromised. Mine was used for a purchase over $850 at the Walmart in Summerfield on Monday. My credit card company notified me that they had declined a second attempted charge of $420. They have already removed the first charge. However, I thought being a good citizen, that I would go to Walmart the day after these charges occurred so that perhaps they could produce some additional evidence. The manager seemed concerned but did not follow up with me. I also stopped by the Sheriff's office on 466 just to let them know in case there's a pattern. I didn't file a report but again wanted to alert them but there was little interest. Is there no hope for catching these folks?

dittos. the police told me to file a report, no matter what, because it keeps a file going on the activity. in my case, i actually phoned a rep of the vendor, told them my situation & they gave me all the info re: the purchase, including name of the person the items were delivered to, & location. was some person from rhode island. i gave the cops that info, they were glad to get it.

What ever happened in using cash ???

Like most of you, I have had a card hacked at least once a year. What a pain when you have that card set up with various vendors and they have to change your account number. After reading about the security features of Apple Card I decided to get one. We'll see how that goes ...

kathy

I would rather have someone break into my home and try to steal my stuff than some faceless whimp sitting at a computer somewhere. At least then I have a chance to confront the thief face to face. Cyber crime really gets my goat.