You will never get double charged using cash!

...or fraud protection (maybe not an issue)
...or purchase protection
...or the ability to rent a car or take an uber

And I will never have to worry about being robbed of the hundreds of dollars of cash that I don't have to carry. (potentially $50 max but will be $0 with my card)


Is double charging even a thing? I know in my 30 years of paying everything possible with a credit card it has happened exactly zero times. Am I really that lucky?

No, but it can fall out of your pocket or you can be held up and you won't get 1,2,3,4,5% cash back! I average close to $700/year cash back. That'll buy you a lot of those $3 cookies !!! :wave:

Just a reminder:

If you haven't done so already, sign up for online access to your credit card account. You can even install an app if you have a smartphone or tablet.

Once account is established, you can set alerts: you can get a text or email alert each time your credit card is used. Each transaction also has a unique number. You can also login using your computer to see each transaction and whether it's pending or actually processed.

You can also get a separate receipt as a text or email from whichever service the merchant is using.

If you want that cookie or treat bad enough, you will use that credit card.

Don't forget, there are also some merchants elsewhere that might not take a CC and require "cash-only" if under a certain amount. No cookie for you if you don't have the cash.

I saw this article on ice cream cakes. The reviewer tried three different stores

Cold Stone Creamery ($40.00);
Baskin-Robbins ($46.00);
Dairy Queen ($29.00)

She said that the best was DQ so spending a lot of money for a cookie or ice cream doesn't make it the best.


I tried ice-cream cakes from 3 popular chains, and the best was also way cheaper than the rest

I NEVER had "junk" email in my email account for as long as I have had an email address. I consider myself extremely lucky all those years.

Bealls asked me for my email address for a promotion they had. I very politely said "no thank you" several times to the person at the register. She assured me that my email address would not be "sold" to anyone. Stupid me, said OK and I gave her my email address.

Well, I guess you can imagine what happened right after that. My email account was inundated with so many emails that wound up in my junk folder. I was LIVID I tell ya. I called Bealls and spoke with a manager and explained how I was co-ersed into giving my email address for some promotion and am now getting so many junk emails every single day in my email account.

The manager finally got the issue taken care of but it did take a few weeks for those emails to finally stop. Today, I only get a few junk emails a week and I still attribute that to giving Bealls my email address. NEVER EVER again.

I guess prices are a tad high there. But, ya know, if I want 2 scoops of ice cream, I really don't care how much it is, or if I pay with cash or a card.

Get your self a "free" email that you only use for junk requests, and check you junk folder on occasion. You might get some free money from a few Nigerians who need you help.

There's a zillion free emails services out there where you can get an email and use it for all that kind of stuff. There is gmail.com, outlook.com, gmx.com, yahoo.com and literally hundreds of others when you can create a "throwaway" account where all the junk will go. If you are an Apple user they now have "private emails" which forwards email to your main account and you can disable any of those at any time so the mail will never arrive. Best part about that is you easily see what started the barrage of spam. As you discovered, it just takes 1 "contest" to spam you for the rest of your life. The purpose of those are specifically to gather mailing lists. You were VERY lucky that Bealls was able to remove it before it spread like a cancer.

People pay 5 dollars for a Starbucks that costs ten cents to make. The consumer will decide it’s fate.

No idea why anyone needs a receipt. The charge appears instantly on your credit card app. Just enable the alerts

Sorry my Kona and Jamaican blue coffee is definitely more than .10 a cup.

100% Agreed on lack of need for receipt but wrt SBX (or any coffee shop or bakery or restaurant) "Cost to make" as I am sure you are aware is a lot more than the cost of the materials. Besides, a plain cup of coffee is less expensive at SBX than even Dunkin. Fancy drinks, sure, expensive. So are mixed drinks at a bar or stinky cigars or cigarettes or fancy wine.

All those expenses are moot at home. People are free to waste their money anyway they like.

There are some hold-outs from the last Dynasty - who only have landline phones, don't use "apps" because they don't own devices, or have flip-phones that also don't use apps.

They want a paper receipt, because they want a paper receipt. Why's it such a big deal that someone wants a paper receipt? Are you worried about the destruction of trees? If you are, you have my respect. But something tells me that deforestation isn't your concern here.

Who requires that you pay for a $3 cookie by CREDIT CARD? I have every right to want a receipt at the time of purchase if they have the right to demand payment by CREDIT CARD. Not to mention paying $3 for a cookie.