lol
 

:popcorn:

If you have a significant other Take into consideration their medical insurance cost. I’m four years older than my wife. I was able to cover her on a cobra plan for 6 months. Then into the open market until she turned 65 @ over $800. Per month. This was planned in advanced so no big deal but something to add to the decision making process.

When?
 

You'll never know when you have enough.

You'll know when you've had enough.

Thats your personal decision n difficult to offer advice on. If youre hesitating then obviously youre not ready to retire so wait

Response
 

My first thought is is that does your financial advisor realize you're moving to Florida and there are no personal income taxes down here as well as the fact that your home is going to be half the cost of what you have now with no mortgage? Other than money it's always better to retire early if you have always wanted to travel or learn new things and create new hobbies. Now is the time you can still walk without arthritis and handle those small items for your hobbies. Do you want to learn to cook or build a boat or learn the Samoan art of dancing,? And in Central Florida whether it's the villages or another senior community you'll have the opportunity to join one of hundreds of real clubs with people with your interests. Just remember not to stress out when you sell your house buy a house or decide to move

Yes, I can watch TV for another 30 or 40 years. When you retire you can do exactly that, nothing if that's what you want

As a wise man once said. “ your gonna be dead for a long time “

Get out.,. We are not going to
Live forever! Get Vaxed and travel before the arthritis sets in! See the world

If it don't work out, CULVERS is hiring

IMHO - 55 is pretty young to retire.

Retire when you're ready to retire, not when you have enough money. My Financial guy said I wouldn't make it to 70 and I'm now 82.

I retired young to. I did a little consulting for the first two years from home. Each day it became a little harder to get motivated to do what I need to do looking out the window and seeing the beautiful weather. That’s when I knew it was time to hang it up. If you are a couch potato then work but if your active go out and enjoy the rest of your life. Every day is precious, relish them and if you question yourself at any time just remember dead is forever.

Time is more important than money.

My wife and i are both Federal law enforcement and retired before 50 with pension, health benefits, and a decent amount in our IRAs. If you can afford it i recommend retiring. Figure out your retirement income and live om that amount for a year. If you get bored there are lots of part time work or volunteer jobs. Good luck

My husband retired at 53. I was 47. Our big expense is healthcare. Living in TV has saved us money. We bought a more modest house than we had( I no longer want to clean 6000 sq ft). We have no loans. Pay cash for everything. Dave Ramsey was right. We have our money invested moderately, for safety. I personally hope I fall asleep at 90 and not wake up.