Originally Posted by Berwin (Post 2318777)

I used to be a cop (deputy sheriff) and still drive like one so no discount for me. Rates would probably double. :-)

Originally Posted by Marine1974 (Post 2318886)

Are all the police who monitor speeders going away ? The insurance companies only track your phone usage and harsh breaking to receive a discount .

Originally Posted by mtdjed (Post 2319046)

These things track more than braking and speed. They know and transmit where you are, the time of day etc. And that info can be used against you for a variety of issues. Where were you on such and such night? Were you in the DC area on Jan 6? Did you stop in a bar for 3 hours?
What a tool for the litagators!

Originally Posted by skippy05 (Post 2319075)

It reduces your rates until you have an accident that is your fault and then they use the data against you in order to not pay a claim. I would never do this.

Originally Posted by La lamy (Post 2318799)

No desire to be Big Brothered. Now that I know new cars are, it makes me want to keep my 21 yr old car even longer!

Originally Posted by Fastskiguy (Post 2318767)

We have them and are saving about $230/yr between the two cars. I'm at or close to 100 (perfect) on braking and phone distraction but "fair" on acceleration (because electric car) and speed (because of the hell that is I75). Cornering is always "needs improvement" because spirited corning is fun.

The ramp northbound onto the turnpike at 301 is a tough place. Uphill, on a corner, with a bridge shortly after the merge lane ends. It's nice to hit the merge area at 60-70mph, and the electric car does that with ease, but I get dinged there every single time for excessive acceleration. Sure guys, just try to accelerate slowly there and see how it goes for you! Grrrrr!

Roundabouts ding me for cornering all of the time.

I kinda resent it but I kinda like the idea of monitoring driver behavior too. So many lunatics on the roads these days.

On my thing you can pull up your drives on your phone and see where your violations occurred. I think it makes you a safer driver, just knowing something is monitoring you and getting feedback on where "stuff happened" on your drives.

Joe

Originally Posted by Michael G. (Post 2318650)

To save on auto Insurance, this option to lower my rate and save was
offered to me to get a discount on my auto insurance.

It's a app that tracks your driving habits.

Anyone have one?

Originally Posted by CoachKandSportsguy (Post 2319194)

:popcorn:
I use Waze mostly, monitors my speed and monitors my route.
:popcorn:

Originally Posted by Michael G. (Post 2318650)

To save on auto Insurance, this option to lower my rate and save was
offered to me to get a discount on my auto insurance.

It's a app that tracks your driving habits.

Anyone have one?

Originally Posted by Two Bills (Post 2319241)

I just pay the premium, and drive like a lunatic.
Much more fun!

Originally Posted by jimjamuser (Post 2319235)

Of course, I do. I have a very, very expensive and LOUD one. It is called...........My Wife.

Originally Posted by PJMac (Post 2318703)

I did a quick check on this because, well, TOTV. It looks to me like this was true until very recently. Ford apparently now sells to lexnexis who makes it available to insurance companies.

Originally Posted by Velvet (Post 2319206)

Waze = gives you information and feedback, I am not fond of the word “monitors” something about it feels Machiavellian.

Originally Posted by kimgarwel12@gmail.com (Post 2318781)

We have it for USAA and save 30% every 6 months on our rate.

Originally Posted by tophcfa (Post 2319247)

I sometimes use a driving monitor, when my wife rides with me. The monitor gives instant feedback when my driving doesn’t meet the required standards.

Originally Posted by Sully2023 (Post 2319187)

I use the Safe Pilot app for USAA insurance. I saved $220 this current six month premium. The app looks at two main issues: touching the phone when in the car and braking hard. I carry my phone in the center storage bin. Keeps me from playing with my phone when driving.

Originally Posted by Maker (Post 2319429)

Let me correct your math...

Your base rate is actually $300 more than it should be, but you get back $220 for having a nanny monitor.
That makes you happy.
Until the day IT decides you are a bad driver, and your LexisNexis profile has you dinged for life.

Originally Posted by Shipping up to Boston (Post 2319453)

The technology, we all agree is/has been out there. I know they say everybody has their price ....but, wow how little that number is for some to sell their soul!

Originally Posted by Fastskiguy (Post 2319504)

Or get rewarded for careful driving?

Joe

Originally Posted by Shipping up to Boston (Post 2319508)

You do realize if you’re a ‘careful driver’....with or without the monitor, you’ll get a discounted premium. The numbers, not vetted, here....are nominal. The difference, you’re every move is being tracked and monitored and you....allowed for it. Thus my earlier comment

Originally Posted by Fastskiguy (Post 2319512)

It seems you object to being monitored. I object to dangerous driving. You’re not “for” dangerous driving and I’m not “for” being monitored. I wish there was a way to not be monitored and not have dangerous driving.

Joe

Originally Posted by Shipping up to Boston (Post 2319519)

You sir, are a gift to this industry! All due respect.
If your not ‘for being monitored’, then you agree with me. Last I checked, we have law enforcement for the other part of your argument....cameras at major intersections, existing on board technology manufacturer installed and other ‘tools’ that are used to that end. Again, all power to you and others if you feel that your personal tracking device is helping the cause. Much like the insurance drone thread, good luck with disputing the industry’s findings on your patterns and mannerisms

Originally Posted by Fastskiguy (Post 2319525)

My driving truly is a gift to all who share the road with me. Unfortunately the people who need monitoring the most are probably the least likely to opt in.

Joe

Originally Posted by Fastskiguy (Post 2319525)

My driving truly is a gift to all who share the road with me. Unfortunately the people who need monitoring the most are probably the least likely to opt in.

Joe

Originally Posted by Michael G. (Post 2318650)

To save on auto Insurance, this option to lower my rate and save was
offered to me to get a discount on my auto insurance.

It's a app that tracks your driving habits.

Anyone have one?

Originally Posted by Bill14564 (Post 2319527)

Why should they opt in, they know that their driving is a gift to all who share the road with them :)

Originally Posted by collie1228 (Post 2319749)

You know, it's kind of nice that the police no longer give out tickets. I can feel free to roll every stop sign, never stop at a red light before making a right turn, drive up I-95 at a solid 80 MPH, never having to use my directional signals. Makes life less cumbersome, not having to follow all those overbearing rules. Now you tell me my insurance company wants me to self incriminate. Gees.

Originally Posted by Michael G. (Post 2318650)

To save on auto Insurance, this option to lower my rate and save was
offered to me to get a discount on my auto insurance.

It's a app that tracks your driving habits.

Anyone have one?