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-   The Villages, Florida, General Discussion (https://www.talkofthevillages.com/forums/villages-florida-general-discussion-73/)
-   -   Do You Use a Driving Monitor? (https://www.talkofthevillages.com/forums/villages-florida-general-discussion-73/do-you-use-driving-monitor-349075/)

Nana2Teddy 04-06-2024 07:08 AM

Quote:

Originally Posted by La lamy (Post 2318799)
No desire to be Big Brothered. Now that I know new cars are, it makes me want to keep my 21 yr old car even longer!

Same here! 2004 Honda Odyssey still going strong, and about $500 annually for insurance. It’s our only vehicle plus two golf carts (one gas, one electric cool kart).

Michael G. 04-06-2024 07:21 AM

Drive a 1980 YUGO, then you got nothing to worry about. :shocked: :coolsmiley:

Singerlady 04-06-2024 07:57 AM

Personally, it’s a joke. Hubby had one on Chicago. He drove on a major road to work. When others cut him off and he had to swerve and brake hard to avoid a collision, he got dinged that it was his fault. He didn’t pass. Just a gimmick. Don’t waste your time.

TheWarriors 04-06-2024 09:05 AM

Quote:

Originally Posted by Fastskiguy (Post 2318767)
We have them and are saving about $230/yr between the two cars. I'm at or close to 100 (perfect) on braking and phone distraction but "fair" on acceleration (because electric car) and speed (because of the hell that is I75). Cornering is always "needs improvement" because spirited corning is fun.

The ramp northbound onto the turnpike at 301 is a tough place. Uphill, on a corner, with a bridge shortly after the merge lane ends. It's nice to hit the merge area at 60-70mph, and the electric car does that with ease, but I get dinged there every single time for excessive acceleration. Sure guys, just try to accelerate slowly there and see how it goes for you! Grrrrr!

Roundabouts ding me for cornering all of the time.

I kinda resent it but I kinda like the idea of monitoring driver behavior too. So many lunatics on the roads these days.

On my thing you can pull up your drives on your phone and see where your violations occurred. I think it makes you a safer driver, just knowing something is monitoring you and getting feedback on where "stuff happened" on your drives.

Joe

You must not be married ;)

Sully2023 04-06-2024 10:00 AM

Driver monitor
 
Quote:

Originally Posted by Michael G. (Post 2318650)
To save on auto Insurance, this option to lower my rate and save was
offered to me to get a discount on my auto insurance.

It's a app that tracks your driving habits.

Anyone have one?

I use the Safe Pilot app for USAA insurance. I saved $220 this current six month premium. The app looks at two main issues: touching the phone when in the car and braking hard. I carry my phone in the center storage bin. Keeps me from playing with my phone when driving.

CoachKandSportsguy 04-06-2024 10:17 AM

:popcorn:
I use Waze mostly, monitors my speed and monitors my route.
:popcorn:

Velvet 04-06-2024 10:37 AM

Quote:

Originally Posted by CoachKandSportsguy (Post 2319194)
:popcorn:
I use Waze mostly, monitors my speed and monitors my route.
:popcorn:

Waze = gives you information and feedback, I am not fond of the word “monitors” something about it feels Machiavellian.

jimjamuser 04-06-2024 12:23 PM

Quote:

Originally Posted by Michael G. (Post 2318650)
To save on auto Insurance, this option to lower my rate and save was
offered to me to get a discount on my auto insurance.

It's a app that tracks your driving habits.

Anyone have one?

Of course, I do. I have a very, very expensive and LOUD one. It is called...........My Wife.

Two Bills 04-06-2024 12:45 PM

I just pay the premium, and drive like a lunatic.
Much more fun!

tophcfa 04-06-2024 01:11 PM

Quote:

Originally Posted by Two Bills (Post 2319241)
I just pay the premium, and drive like a lunatic.
Much more fun!

I sometimes use a driving monitor, when my wife rides with me. The monitor gives instant feedback when my driving doesn’t meet the required standards.

JohnN 04-06-2024 06:46 PM

Quote:

Originally Posted by jimjamuser (Post 2319235)
Of course, I do. I have a very, very expensive and LOUD one. It is called...........My Wife.

Bingo

Shipping up to Boston 04-06-2024 06:57 PM

Quote:

Originally Posted by PJMac (Post 2318703)
I did a quick check on this because, well, TOTV. It looks to me like this was true until very recently. Ford apparently now sells to lexnexis who makes it available to insurance companies.

Not only that......

This carmaker develops tech that can shut down car remotely if owner misses EMI | HT Auto

CoachKandSportsguy 04-06-2024 08:11 PM

Quote:

Originally Posted by Velvet (Post 2319206)
Waze = gives you information and feedback, I am not fond of the word “monitors” something about it feels Machiavellian.

:thumbup:

:BigApplause:

Limey 04-06-2024 09:20 PM

Insurance monitor
 
Our daughter was one of the designers for this program. I asked if she would put it in her car. Response : Absolutely not, your insurance costs will probably go up.

CoachKandSportsguy 04-06-2024 09:21 PM

There is no way I would ever agree to take a monitor. you can counter all of the assumptions with a constantly recording dash cam, but not worth the time and expense.

Now that now I drive a "big" truck in the villages which is built for golf carts so I go very slowly in most places, but highway driving has so many differing conditions and trying to make up time etc. Plus fast braking has certain safety advantages, to give more time to decide what to do in a non standard scenario. The app makes just way too many assumptions about what should happen.

A low mileage driver can save, but a high mileage driver will have so many scenarios happen, more out of the ordinary than a local only driver, that an app can't account for all the potential variations. . .

good luck for those who attempt it. .


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