Yes, but it also has a $95 annual fee. So, you need to spend $2,375 on restaurant food to break even on the 4 percent cash back deal.

My Costco Citi card gives me 3% back on restaurant charges and 4% on fuel purchases. Also zero liability on fraudulent charges. Why would anyone pay cash?

You should report it to the restaurant and the police as well as your cc company. This is probably happening to others. I would also watch for other charges as they may have copied your cc information and use it to make purchases.

Some of these joints don't deserve to hold my Credit Card. If they bring the little machine to the table sometimes I still pay CASH. It's a judgement call that each adult has to make.

If one of these establishments played around with the total I signed for I would just call the Credit Card Company and contest the entire charge. When they ask if I tried to work it out with the business just say they never answer the phone. Get the business as involved as possible and waste as much of their time as possible and stretch out the time until they get paid for their service. That will learn them. If enough people did it they would act properly instead of like clowns. They are counting on you just letting it go because the amount is small. Many people are not cheap they are principled! Go Get 'Em OP!

USBANK Altitude Go Card gives you 4% restaurants, 2% gas and supermarket PLUS they give you $250 CASH BACK after spending only $1000 in first 3 months PLUS 0% APR for 1 year. NO FEE. Get your $250 then (if you want something a little better) close the card or just stick it in your sock drawer. The $250 cashback averages out to a LOT more for a long time no matter what % they give you. Or you can get 2% on EVERYTHING with Citi Double Cash card (but no bonus cashback).

Fudging the credit card charge seems to be a common practice. My yacht club up north kept adding charges I had not made and just added it to my bill. This was a complete surprise as I know all the servers. I called them on it twice and after that they got it right. But bar bills are usually a good target. They expect you not to remember how many drinks you had, and how many you got for your guests.

Padding a credit card charge before it is signed is a completely different situation from adding charges after the customer has signed it. Adding charges to a bill after it is signed is bank fraud, a much more serious crime.

Thanks everyone for your valuable input. From the discussions it appears my charges are being padded. I plan to refute future discrepancies.

Has anyone else experienced this? I know I have not and I've been out a lot. I may not have been to all the same restaurants but I've been to WoB and the beverage shacks.

If others have had this issue then maybe it's the establishments. If not, then maybe it has something to do with the individual's card.

Before we begin accusing establishments of padding cards we should find out where the additional charges are coming from.

You should also be aware that is not uncommon that bartenders, eg. In the square may make additional charges for their own benefit, although I cannot see anyway they can benefit from doing so with card payments, far more likely with cash. I used to do bar work many years ago and it was common practice in most pubs, so easy when people are enjoying themselves and having a tipple. I never did such things of course, but it did happen.

That happened to me at Belle Glade. Server jacked up the tip by $3. Also happened at O’Shucks and at Square One. So it’s not just on property restaurants. But these are desperate times for food servers. I don’t want to get anyone in trouble when my sticks go up $800 a day

This is disturbing. Hope managers can give you an answer.

Not sure about OP's card, but mine is a DIVIDEND credit card that gives you back percentage at the end of the year. Mine gives 2%.

It always surprises me when people feel cash is safer. Credit card companies always reimburse you for fraudulent charges. If lost or stolen, cash is gone. .

Lived in villages 15 yrs and shop and eat out often. Never once have I had a credit card receipt that did not match the amount shown on the bill!