Highest Monthly Rain EVER in FLorida = 31 inches
 

55 inches of rain in The Villages is extremely unlikely. Sumter County maximum monthly rain is not available. However, the wettest month in for a weather reporting station I could find was 30.9 inches .

You had 17 inches in Irma we had 11. Our pond was still within the pond banks.

For me, I investigated the rain flow paths from my house and got elevations along the way. We are above the 100 yr flood elevation and have a clear drainage path from the retention pond overflow through a wetlands with outlet under Morse to Lake Deaton and beyond. For me, I do not have flood insurance.

As pointed out above by JREF, we have no rivers etc. that can empty into the Villages rainwater system. I only found outlets down to Hogeye Path and beyond.

Check out your specific location and the flood zone maps.

Good Luck to all of us!

Agreed, when you look at these areas that got flooded like in North Carolina for example, they were originally in flood plains near rivers, creeks and other bodies of water but because the last major flood occurred 90 or 100 years ago, its not a memory event so builders build in areas they shouldn't and municipalities don't have adequate storm management when that rare storm occurs.

As far as flash floods in NY and NJ, that's just poor storm water management systems. In NY, much of their drainage systems are from the 1920's.

Fortunately, we don't have that situation here in the Villages.

Your physical location will be the determining factor. Go to FEMA and look at the flood maps. If your homes is in a section on the map that you or you bank is uncomfortable with then the answer is YES.

In the north end of town where I live, not at all. We are engineered for storm water control and it works. All the rain during hurricane Irma, and it never came close to the house.