Originally Posted by n8xwb (Post 1483165)

I have my car insured through USAA which has a reputation for being a great company. I have a 2017 Chevy Volt which is, by the way, a great hybrid. In one year, my six month policy rate has increased almost 25%. I have rounded off numbers but the math below is quite simple. Divide the change in policy dollars by the original cost a year ago. In my case....November 2016 cost $600. November 2017 cost $750. That's a $150 increase. Divide $150 by $600 (150/600) and you get .25 which is the 25% I mentioned above.

I called USAA and they claim this is due to Florida rate increases. I have had no accidents,nor tickets, nor any changes in my credit score. I am hoping some of you Florida residents will spend the time to go back a year, and compare your rates, do the same math and share your results. I am wondering if all insurance companies are raising their rates here in Florida as much as USAA is! Please only spend the time if you too have had no accidents and no tickets during the past year. And it would be nice if you mention your insurance company's name. Thanks for your time!

Originally Posted by ricthemic (Post 1527543)

Did not read all the post so this may hv already been posted. It is my understanding that Florida allows people to register their cars w no insurance. So we all have to pay additional insurance if we are involved with an uninsured vehicle. My Fl car insurance is twice as much as up north where no insurance no registration.

Originally Posted by vintageogauge (Post 1527587)

If someone runs into my car or van with $10,000 worth of property damage liability it better be a fender bender. Have you seen what it costs to repair a car today, unbelievable. I think the state should bump up those minimums to at least $50,000.00