Originally Posted by sdeikenberry (Post 2200815)

Be careful moving to another company, and you may want to check Progressive to see if they themselves are actually insuring you...or are they putting you in the Florida insurance pool. When we shopped around this past January, two companies we quoted with wanted to insure us through them but in the Florida insurance pool. Sure, the premiums were lower...BUT...you don't want to be in that pool unless you have absolutely no other choice. The main reason is that pool can assess you any difference between what the payouts are and the income. For example, if we have a bad hurricane and 20 million in damages are paid out but the pool only has 10 million in reserves, the pool will bill all insurers for the balance due...in addition to your annual premium. The other reason is the amount of homes being covered and paying into the pool is ONLY in Florida, so the risk of being billed the overage amount is high...and the coverage isn't that great either.

Originally Posted by GaryKoca (Post 2200824)

Same experience as others. Our rate from Progressive went up from $1100 to $1700. Tried other insurance companies but none were really much cheaper. Some wanted us to bundle with car, but we bundle up North. Others were more expensive. KIN was $6 more for the exact same coverage, so why change? We kept Progressive.

Originally Posted by vintageogauge (Post 2200640)

As with most of us, my premiums went up on my homeowners policy, mine is through Progressive via The Villages Insurance. I called The Villages Insurance this morning. After being on hold for nearly 10 minutes a young lady answered and I asked to talk to someone who could advise what I might do as far as changes in my policy to reduce my premiums. I was put on hold, and when she came back I was told the next available agent would be able to talk to me next Tuesday that's five days from now, they don't need my business and they will no longer have my business. I am looking for a new agency, any referrals would be appreciated

Originally Posted by vintageogauge (Post 2200640)

As with most of us, my premiums went up on my homeowners policy, mine is through Progressive via The Villages Insurance. I called The Villages Insurance this morning. After being on hold for nearly 10 minutes a young lady answered and I asked to talk to someone who could advise what I might do as far as changes in my policy to reduce my premiums. I was put on hold, and when she came back I was told the next available agent would be able to talk to me next Tuesday that's five days from now, they don't need my business and they will no longer have my business. I am looking for a new agency, any referrals would be appreciated

Originally Posted by vintageogauge (Post 2200640)

As with most of us, my premiums went up on my homeowners policy, mine is through Progressive via The Villages Insurance. I called The Villages Insurance this morning. After being on hold for nearly 10 minutes a young lady answered and I asked to talk to someone who could advise what I might do as far as changes in my policy to reduce my premiums. I was put on hold, and when she came back I was told the next available agent would be able to talk to me next Tuesday that's five days from now, they don't need my business and they will no longer have my business. I am looking for a new agency, any referrals would be appreciated

Originally Posted by Riversong (Post 2200826)

Is that $1700 monthly or annually? I am waiting to retire an move to TV from South Florida where I pay $21k a year for homeowners insurance. Can’t wait to get there!