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-   -   golf ball vs car (https://www.talkofthevillages.com/forums/villages-florida-general-discussion-73/golf-ball-vs-car-349443/)

Vermilion Villager 04-21-2024 02:51 PM

Quote:

Originally Posted by village dreamer (Post 2323404)
if im on a golf course and hit a car with my golf ball , am i liable?? would his car insurance cover any damage. just asking for a friend.....:pray::pray::pray:

You (or your friend) knowingly damaged a vehicle with your golf ball. Now you want us to give you some sort of cover thru our opinions?!?!?!?
Let's say you were 12 years old playing baseball and broke the neighbor lady's window......what would your parents tell you????

My advice....do the right thing:mornincoffee:

fdpaq0580 04-21-2024 03:27 PM

Quote:

Originally Posted by onfire (Post 2323559)
Exactly. It would be the same as driving down the road and the vehicle in front flicks up a piece of gravel that breaks your windshield, there is no liability. If that vehicle is a gravel truck which failed to secure the load (due care) then a claim may be justified.

The car owner could sue the golf course if they were negligent in design but the golfer would not be liable.

Not the same as a vehicle throwing up a rock. More like, a guy out shooting in a field intentionally put a golf ball. (I mean bullet) in the gun. Then intentionally swung the club to hit the ball (I mean pulled the trigger to discharge the bullet). The golfer failed to hit the ball as intended, the ball hit an incentive car. (I mean the shooter failed to aim or handel his gun in a safe way and he unintentionally shot a child playing nearby.
Yeah! I see your point. No need to accept responsibility for damage or death caused out of stupidity or lack of ability. It's God's will. It must be. 😏😒

fdpaq0580 04-21-2024 03:31 PM

Quote:

Originally Posted by Topspinmo (Post 2323663)
Yes, golfers are special. :clap2:

Psst! They're not really special. They only THINK they are.

mikemalloy 04-21-2024 05:17 PM

It certainly wasn't intentional. Hell, if we could hit the ball where we want to all the time we'd get invited to Augusta every April.

JMintzer 04-21-2024 08:25 PM

Quote:

Originally Posted by fdpaq0580 (Post 2323839)
Not the same as a vehicle throwing up a rock. More like, a guy out shooting in a field intentionally put a golf ball. (I mean bullet) in the gun. Then intentionally swung the club to hit the ball (I mean pulled the trigger to discharge the bullet). The golfer failed to hit the ball as intended, the ball hit an incentive car. (I mean the shooter failed to aim or handel his gun in a safe way and he unintentionally shot a child playing nearby.
Yeah! I see your point. No need to accept responsibility for damage or death caused out of stupidity or lack of ability. It's God's will. It must be. 😏😒

Again with the "reductio absurdum fallacy"...

Are they having a BOGO special on them @ Publix this week?

MrFlorida 04-22-2024 08:18 AM

Depends, if you yelled " fore" or not...

fdpaq0580 04-22-2024 10:31 AM

Quote:

Originally Posted by JMintzer (Post 2323904)
Again with the "reductio absurdum fallacy"...

Are they having a BOGO special on them @ Publix this week?

Not so. The result is the same. Both golfer and shooter are responsible for their actions. One is not absolved of his responsibility by being a golfer.

As for the BOGO @ Publix, I wouldn't know. I generally go to Aldi's or Winn Dixie. Closer.

Shipping up to Boston 04-22-2024 10:34 AM

Quote:

Originally Posted by fdpaq0580 (Post 2324119)
Not so. The result is the same. Both golfer and shooter are responsible for their actions. One is not absolved of his responsibility by being a golfer.

As for the BOGO @ Publix, I wouldn't know. I generally go to Aldi's or Winn Dixie. Closer.

Hmmm
Unrelated, you’re not from Cali by chance?

JMintzer 04-22-2024 12:58 PM

Quote:

Originally Posted by fdpaq0580 (Post 2324119)
Not so. The result is the same. Both golfer and shooter are responsible for their actions. One is not absolved of his responsibility by being a golfer.

As for the BOGO @ Publix, I wouldn't know. I generally go to Aldi's or Winn Dixie. Closer.

Yes, it's quite common to be killed by an errant golf ball to the car (which is what this thread is about)...

kkingston57 04-22-2024 03:06 PM

Quote:

Originally Posted by jimmy o (Post 2323704)
The car’s insurance will cover after his deductible. Sometimes the course could be held liable. Golfer can always be held liable, even if car driver then has heart attack, that’s why I carry umbrella insurance.

Umbrella insurance pays for damages that are in excess of a primary policy like your homewowners insurance. Could be needed if the golf ball hit and killed a person,

fdpaq0580 04-22-2024 03:37 PM

Quote:

Originally Posted by MrFlorida (Post 2324034)
Depends, if you yelled " fore" or not...

Is it "fore", "four", or "for". Why not "heads up", or "duck", or "ball", or my favorite, "incoming"?

fdpaq0580 04-22-2024 03:44 PM

[quote=vermilion villager;2323824]you (or your friend) knowingly damaged a vehicle with your golf ball. Now you want us to give you some sort of cover thru our opinions?!?!?!?
Let's say you were 12 years old playing baseball and broke the neighbor lady's window......what would your pare

RUN!

BPRICE1234 08-04-2024 09:18 PM

I shattered a car windshield that was driving down the road. I owned up to the error and my homeowners insurance paid for it. This was in Ohio, 30 years ago, and with Allstate.

fdpaq0580 08-04-2024 10:35 PM

Quote:

Originally Posted by BPRICE1234 (Post 2356382)
I shattered a car windshield that was driving down the road. I owned up to the error and my homeowners insurance paid for it. This was in Ohio, 30 years ago, and with Allstate.

Honesty and integrity. Good on you, mate.

mraines 08-05-2024 07:49 AM

Quote:

Originally Posted by onfire (Post 2323412)
No, just not a particularly good golfer.

Providing it was not intentional then there is no liability, either for damage to a residence or vehicle. It doesn't mean you shouldn't offer to help pay for damages while not admitting guilt.

I live on a golf course and was told that I am liable for any damage to my home from golfers. That's the risk of living on one.

village dreamer 08-05-2024 09:27 AM

Quote:

Originally Posted by MandoMan (Post 2323562)
So, if your golf ball hits my car and dents it or breaks a window, doing, say, $800 in damage, and my car insurance has a $500 deductible, I’m supposed to cheerfully pay that $500 out of my pocket and have my car insurance rate raised or have the policy even cancelled because you can’t keep your balls where they belong? It seems to me that the golfer should bear moral responsibility, even if not legal responsibility, and cover the cost out of pocket.

now on the flip side ....your car hit and dinged my golf ball and i want money for pain and suffering.:girlneener::girlneener:

Jim1mack 08-05-2024 09:38 AM

Why was the car on the golf course in the first place?

Stu from NYC 08-05-2024 10:47 AM

Quote:

Originally Posted by village dreamer (Post 2323467)
that bang or busted glass sound , and you dont know????:evil6::evil6::evil6:

Hit the ball say 200 yard and would you hear glass shattering?

BobnBev 08-05-2024 11:08 AM

Quote:

Originally Posted by admiral72 (Post 2323556)
I was playing in a Charity outing and came back to my car to discover a broken windshield. The ball was sitting on the hood with a personalized name and company. I confirmed he was in the event. I sent a picture to the guy via fax. I asked for my dedudable. A lawyer called and laughing said I could not prove he was the one who hit it.

Windshields are automaticaly covered, no deductable, under FL law.

Bogie Shooter 08-05-2024 11:16 AM

This thread was beat to death with 52 posts…………should have been left for dead!🫢

Maker 08-05-2024 11:25 AM

If damage is to your home and property, you pay.
If damage is to a car going by, or parked, and they do not own home next to course, golfer pays.
If ball is deliberately hit away from where it should be hit, it can become a criminal act.

However, a responsible golfer would offer to cover the costs of damages in every case.
We know that always happens here.

Snakster66 08-05-2024 01:05 PM

Quote:

Originally Posted by Jim1mack (Post 2356572)
Why was the car on the golf course in the first place?

Finally! The right question.

Topspinmo 08-06-2024 09:45 AM

Quote:

Originally Posted by onfire (Post 2323412)
No, just not a particularly good golfer.

Providing it was not intentional then there is no liability, either for damage to a residence or vehicle. It doesn't mean you shouldn't offer to help pay for damages while not admitting guilt.


Would that also not particularly good shot with shotgun or deer rifle also??? The shooter pulled the trigger just like the golfer? :D

Topspinmo 08-06-2024 09:47 AM

Quote:

Originally Posted by fdpaq0580 (Post 2324260)
Is it "fore", "four", or "for". Why not "heads up", or "duck", or "ball", or my favorite, "incoming"?


Foul?

jimbomaybe 08-06-2024 10:20 AM

Quote:

Originally Posted by Topspinmo (Post 2357007)
Would that also not particularly good shot with shotgun or deer rifle also??? The shooter pulled the trigger just like the golfer? :D

Years ago I was watching a talk show where a young woman ,who had been convicted of vehicular homicide , due to DWI said she didn't feel responsible because she did not intend to hurt anyone , granted a very different situation, but liability doesn't hing on intent, owning a home on a golf course I would think you are accepting some liability, driving on a public roadway considerably less, but in the real world I think you can only count on your insurance


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